The card doesn't make any sense unless you do balance transfers to that card, but even a balance transfer doesn't quite make sense since it has no introductory APR like the other common BT cards do. It does have zero BT fee and the standard APR is relatively low, but with intro APR and a modest BT fee you can potentially save a lot more. The card also has no reward programs so when you have other cards that earn rewards there is no reason to make purchases with this one.
Barclays' primary products are those co-branded rewards cards, but if you don't need them there's not much point getting them.
