Credit Card Approval with 763 EQ?

[Anonymous]

I have the following credit cards :

capital one quick silver - limit 10,500 

captial one quick silver- limit 500 - got it 2 months ago 

Citi secured card - limit 500- got it march 22,2017-- I have to wait until march 22, 2018 to request to get a regular credit card. 

I just checked my credit last night and here are the results: 763 EQ 641 EX

I applied for citi thinking it will only pull EQ since i read somehere here and I got declined right away

My question is which credit card company or store credit card will approve me with my EQ score? 

[peghede]

Why EQ and not TU? is u EQ the highest one and u want that one to be used in app?

[Anonymous]

My TU is the lowest, all my derogs that were removed from EQ didn't get removed from TU. I'm still working to get it fixed on my TU. 

[peghede]

m8 ,is not just score when app for credit,income,history and profile is key not just big score numbers.

Now for quick approvals on eq comenity bank (not comenity capital they use exp) do some sct see if u can get some plastics from them,maybe pre approval from disco,good luck m8.

[SouthJamaica]

---

@Anonymouswrote:

I have the following credit cards :

capital one quick silver - limit 10,500 

captial one quick silver- limit 500 - got it 2 months ago 

Citi secured card - limit 500- got it march 22,2017-- I have to wait until march 22, 2018 to request to get a regular credit card. 

I just checked my credit last night and here are the results: 763 EQ 641 EX

I applied for citi thinking it will only pull EQ since i read somehere here and I got declined right away

My question is which credit card company or store credit card will approve me with my EQ score? 

---

If I were you I would wait until my EX and TU scores were comparable to that excellent EQ score.

But if you absolutely want to apply for something, I would say that Discover usually pulls EQ.

[Anonymous]

---

@SouthJamaicawrote:

---

@Anonymouswrote:

I have the following credit cards :

capital one quick silver - limit 10,500 

captial one quick silver- limit 500 - got it 2 months ago 

Citi secured card - limit 500- got it march 22,2017-- I have to wait until march 22, 2018 to request to get a regular credit card. 

I just checked my credit last night and here are the results: 763 EQ 641 EX

I applied for citi thinking it will only pull EQ since i read somehere here and I got declined right away

My question is which credit card company or store credit card will approve me with my EQ score? 

---

If I were you I would wait until my EX and TU scores were comparable to that excellent EQ score.

But if you absolutely want to apply for something, I would say that Discover usually pulls EQ.

---

Can confirm, Discover pulled EQ (693) when I took a preapproved offer for a second Discover IT earlier this week. Funny thing that - my EQ was literally one point lower last week when I attempted a CLI on my existing Disco card and was declined. Obviously other factors (income/history/usage) came into play there. Oh well, I'll give it another shot next month.

[Anonymous]

Thank you, I've read alot of places that Discover does pull EQ. 

Is there a particular discover card I should look to apply ? 

[Harvey26]

---

@Anonymouswrote:

I have the following credit cards :

capital one quick silver - limit 10,500 

captial one quick silver- limit 500 - got it 2 months ago 

Citi secured card - limit 500- got it march 22,2017-- I have to wait until march 22, 2018 to request to get a regular credit card. 

I just checked my credit last night and here are the results: 763 EQ 641 EX

I applied for citi thinking it will only pull EQ since i read somehere here and I got declined right away

My question is which credit card company or store credit card will approve me with my EQ score? 

---

PENFED Credit Union comes to mind. Great CU. Anyone can join. They pull EQ for Memebership and you can use same pull for 90 days and get a credit card with them. Some others that come to mind are Suntrust bank or BBT or Wells Fargo if you have any of those banks in your area. 

[Anonymous]

Thank you, I haven't heard about PenFed CU out here where I am. Wells Fargo in other hand I will look into them as well. Hope they only pull EQ, i have some lates with them in the past that shows up on TU only. 

[Anonymous]

DCU visa and Langley flu with only 8.75% Apr are some good cards to have.