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Barclay's stinks like rotten cheese. Check out Unify Financial Credit Union. They are based in SoCal but anybody can join through Friend of Hobbs organization for $25. They have great rates including a Visa card with variable APR's as low s 5.24% This beats the pants off Ring's 8.74% or whatever it was.
https://www.unifyfcu.com/credit-cards
Unify was formerly known as Western Federal Credit Union, so if you go to join you would see that their website interchanges between Unify and Western still; don't worry about that, it is normal.
Got the Ring a few months ago. Can't remember how I applied. Good card to have for emergencies.