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Barclay approval odds?

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Cmikul
Regular Contributor

Barclay approval odds?

just got declined for Ameriprise WEMC.

 

any chance an Arrival + would go thru?....

 

 

Message 1 of 13
12 REPLIES 12
OmarGB9
Community Leader
Super Contributor

Re: Barclay approval odds?

Stats?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 13
Cmikul
Regular Contributor

Re: Barclay approval odds?

Approx 

EQ 682 2 HP

TU 701 7 HP

EX 674 9 HP 

 

10% Util on $60k 

 

$150k + yr

 

 

 

Message 3 of 13
Anonymous
Not applicable

Re: Barclay approval odds?

Looks good. Why were you declined on the other card?

Message 4 of 13
Cmikul
Regular Contributor

Re: Barclay approval odds?


@Anonymous wrote:

Looks good. Why were you declined on the other card?


Don't know yet.  Just said they couldn't currently offer approval.

checked the online status.

Message 5 of 13
OmarGB9
Community Leader
Super Contributor

Re: Barclay approval odds?

What cards do you currently have with Barclays? If any.
If none, then that's strange because your file looks good. Any baddies?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 13
gibeon
Established Contributor

Re: Barclay approval odds?

They were throwing the Arrival+ at people a few weeks ago. Check the prequal site, if it says "congratulations" and "accept now" instead of "recommended" and "apply now," then you have an excellent chance.

I applied with the "recommend" message and "happy now" button and got instant approval. My TU was in the 650s at the time, 28 Inquiries, and no current baddies, but lots of old (but paid) stuff on there.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 7 of 13
Anonymous
Not applicable

Re: Barclay approval odds?

I would recon that sh*t lol
Message 8 of 13
Cmikul
Regular Contributor

Re: Barclay approval odds?

Recon'd. said too many accts too recent....call back after some time.....

 

they were very polite and willing....just said needed to wait and call back.

 

Message 9 of 13
Jerry45
Valued Contributor

Re: Barclay approval odds?


@gibeon wrote:
They were throwing the Arrival+ at people a few weeks ago. Check the prequal site, if it says "congratulations" and "accept now" instead of "recommended" and "apply now," then you have an excellent chance.

I applied with the "recommend" message and "happy now" button and got instant approval. My TU was in the 650s at the time, 28 Inquiries, and no current baddies, but lots of old (but paid) stuff on there.

Thanks for that info.

Message 10 of 13
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