Barclay denied

[Anonymous]

Boo... got the dreaded 7-10 day message... Was just approved for Walmrt & Cap 1 QS last week.. Maybe I tried too many within a short period. I will try again one day...

[ddemari]

what's your TU fico? how many inquiries, new accounts? any derogs? what card did u apply for of theirs? 

[Anonymous]

TU Fico-630, 1 derog-only inquiries were Walmart & Cap 1QS approved for both

[9CLINE]

Sorry for denial.. maybe work on reports and scores and u should be able to app again in 6mths...
Don't give up...just garden and work on baddies you could end up w/better approval apr and or SLs.
Good Luck !!!!!!

[ojefferyo]

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@Anonymous wrote:

TU Fico-630, 1 derog-only inquiries were Walmart & Cap 1QS approved for both

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Depending on what card you went for that score may be too low for approval.

[barthooper]

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@Anonymous wrote:

TU Fico-630, 1 derog-only inquiries were Walmart & Cap 1QS approved for both

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I'd say that's very borderline for a Barclays approval, and your chances were even lessened by having the two very recent inquiries on there. I've seen 650 mentioned as low tier for Barclay rewards or their Apple card.

[someg33k]

Try the SCT on LL Bean or NFL store.  That's how I got my foot in the door with Barclays. I got pre-approval popups on both of those sites.

[Pway]

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@someg33k wrote:

Try the SCT on LL Bean or NFL store.  That's how I got my foot in the door with Barclays. I got pre-approval popups on both of those sites.

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Both of the cards you have listed above are by Barclay's.  If the OP did not get the rewards MC, I really don't see them getting approved for either of those cards.  The NFL and Rewards have almost the same underwriting to be approved.  The only other thing I can think of is to call the Barclay recon.  The two cards you have gotten approved for, are they your only cards you have in your portfolio?

[someg33k]

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@Pway wrote:

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@someg33k wrote:

Try the SCT on LL Bean or NFL store.  That's how I got my foot in the door with Barclays. I got pre-approval popups on both of those sites.

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Both of the cards you have listed above are by Barclay's.  If the OP did not get the rewards MC, I really don't see them getting approved for either of those cards.  The NFL and Rewards have almost the same underwriting to be approved.  The only other thing I can think of is to call the Barclay recon.  The two cards you have gotten approved for, are they your only cards you have in your portfolio?

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I have many other cards with other lenders. SCT just to see if you get a popup costs you nothing but a couple minutes of time.

Anyhow I should have said  - you should first call Barclay and try to recon. My second approval with them came from a successful recon.

[pizza1]

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@Anonymous wrote:

Boo... got the dreaded 7-10 day message... Was just approved for Walmrt & Cap 1 QS last week.. Maybe I tried too many within a short period. I will try again one day...

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First...Are these your only other CC's?? Do you have any other cards reporting ?The reason I ask is because, Barclays likes to see a minimum of 6 months of history reporting with another card first.  The 630 might be very borderline.  I was approved with a 635 for the rewards MC awhile back with tons of baddies and a BK.  They are very recon friendly.  I would try to salvage the HP and call into recon, and state your case. Even ask for a $500 SL to prove yourself. Always recon a denial