So my partner we are trying to rebuild his credit. His denial reasons for ring came in which make no sense:
Insufficient number of cards - understand since he has 1 and is am AU on one of mine
Too many retail cards - he has none
Too many inquiries - he has 1 on TU and its from them
Too many accounts - what?
So my question is if recon doesn't work out do you think he stands a chance for rewards? I thought or think this card is easier. His TU is clean and his aaoa is like 4+ years but its just lack of card history that is not helping. He only has 1 card and its qs1 which has had for 6 mos now? And my AU card which is 3+ yrs old.
On a side note his freedom application is still being reviewed so fingers crossed.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)