@Anonymous wrote:
@morgacj2004 wrote:I really don't get all of the hate generated toward Barclays. My wife and I have had approximately 10 cards. Some with 10 k + limits. Arr + is great with the 50k bonus and yes u can get it more than once. Just got our third one. And yes you do have to use most CC to get CLI.!
I dont either, but this board if full of hate and rage, it seems to be the common method of operation. I've been trying to share the message of peace, love, and forgiveness, but it isnt popular. Heck, it wasnt even popular 2000 years ago when someone more enigmatic shared it, so I am not shocked.
I believe Barclay was my 2nd card in a post-bk rebuild. They havent treated me as good as you and your wife, but they did give me a shot when few others would, and for that I'm grateful, regardless of slow growth on CLIs. The card certainly helped my score and to get other cards, so it's served a purpose regardless.
Anyhow, I do agree and wish more people would open their hearts to Barclay and put their bitterness aside for a bit.
EDIT: To the OP: Have you called to recon them? It might be worth your while!
I love you buddy 
I hate to post this but I like Barclay. I just received a auto cli last week. I did post it last week if you want to read it I went from 5K to 6.8K
I for one have no ill-feeling with Barclay though that doesn't mean I adore them either. Maybe some type/feeling of gratefulnes?
I have a couple of Barclays. An NFL Card and the original Apple Financing Visa that they've been urging me to PC/Upgrade to the Apple Rewards for quite sometime now. I will be combining those 2 in the not so distant future (as soon as they let me pick the card I prefer to PC to though not likely). I'm using those 2 sparingly just so I'd avoid the infamous Barclay AA. $300 every 3-4 months on each seems to do the trick. Barclay was my 2nd rebuilt card as well next to Cap1 when they approved me 2 yrs post BK7 dc in 2013. Was willing to take a hp for a cli but after all these Barclay AA reports here I decided to just forego with it as my spend with them would just put me in their AA radar. Sure I could just close them both but just don't see any reason nor urge YET.
I have a couple of Barclays. An NFL Card and the original Apple Financing Visa that they've been urging me to PC/Upgrade to the Apple Rewards for quite sometime now. I will be combining those 2 in the not so distant future (as soon as they let me pick the card I prefer to PC to though not likely). I'm using those 2 sparingly just so I'd avoid the infamous Barclay AA. $300 every 3-4 months on each seems to do the trick. Barclay was my 2nd rebuilt card as well next to Cap1 when they approved me 2 yrs post BK7 dc in 2013. Was willing to take a hp for a cli but after all these Barclay AA reports here I decided to just forego with it as my spend with them would just put me in their AA radar. Sure I could just close them both but just don't see any reason nor urge YET.
@Anonymouswrote:i decided to poke the bear via a CLI. I have their rewards cards with a CL of $4500. My balance is a whopping $99. I got declined for a CLI and got my letter today. I was declined for having a too high of a balance! Major WTH! My fico score on the bottom is a 752. My attitude right now is to call them and close it out asap. My thinking is that it, that they wont be a getting any swipe fees from me for a good LONG time. Right now, the card is in drawer, not long for the light of day. I know Im highly upset right now. Has this happened to anyone recently and if so, how did you deal with it
I recently asked them to close one of my accounts and fold the limit into one of the others. It went smoothly. Then they went and closed all of my accounts.
I think it's best never to poke those bears. They are a bad bunch.
@Anonymouswrote:
@morgacj2004 wrote:I really don't get all of the hate generated toward Barclays. My wife and I have had approximately 10 cards. Some with 10 k + limits. Arr + is great with the 50k bonus and yes u can get it more than once. Just got our third one. And yes you do have to use most CC to get CLI.!
I dont either, but this board if full of hate and rage, it seems to be the common method of operation. I've been trying to share the message of peace, love, and forgiveness, but it isnt popular. Heck, it wasnt even popular 2000 years ago when someone more enigmatic shared it, so I am not shocked.
I believe Barclay was my 2nd card in a post-bk rebuild. They havent treated me as good as you and your wife, but they did give me a shot when few others would, and for that I'm grateful, regardless of slow growth on CLIs. The card certainly helped my score and to get other cards, so it's served a purpose regardless.
Anyhow, I do agree and wish more people would open their hearts to Barclay and put their bitterness aside for a bit.
EDIT: To the OP: Have you called to recon them? It might be worth your while!
I don't hate them. They are an idiot bank.
I was a customer for 3 years. Managed my accounts both there and elsewhere in exemplary fashion.
One day they closed all 3 of my accounts, without any explanation as to why, other than to say 'account management'.
They close people's accounts for getting other credit cards, for using their cards too little, for using their cards too much, for taking advantage of balance transfer offers, and other nonsensical reasons.
I don't mind a bank taking adverse action when you don't live up to the terms of your agreement.
I do mind them taking adverse action when you do live up to the terms of your agreement.
Barclays is untrustworthy, unreliable, and mismanaged; I would mistrust them and disrespect them, but I don't hate them.
@Anonymouswrote:
Barclays seems to treat customers who PIF much better than those who revolve a balance. I had to call recon to get an approval on my American Airlines Aviator card because I carried over a small balance on my NFL card the previous month; rejection letter said "sufficient credit already extended with Barclays" or something to that effect.
I always paid in full every month for more than 3 years. Then one day they closed all 3 of my accounts.