Barclaycard Rewards Mastercard - Denial

[DeadlyPersona]

Thank you for your recent application. We're in the process of reviewing the information you provided for your Barclaycard Rewards application.

Please keep in mind it may take up to 10 business days to process your application. There is no need to reapply. If you provided an email address, we will send you an email upon review of your application. Please feel free to check back as this page will display the most recent status updates.

Should I call and find out why I was not instantly approved?  If so, what number should I call?

OR

Should I wait until I receive a letter?

[CreditCuriosity]

Can check it via this link

https://www.barclaycardus.com/app/japply/checkstatus.do?default_partner=003

If denied can try the backdoor recon # posted on this forum to the credit analyst..  Link above should stated whether declined or not.

Your scores are good enough typically for the rewards card, if denied call the backdoor analyst #, not the normal CSR and RECON!  Best of luck!  Also the sooner the better if you gotta recon

[DeadlyPersona]

The message on my post is what I copied and paste from the "Check Application Status".  It doesn't say if I'm denied.  I'll search for the backdoor # on the forum and give them a call.  Thanks

[DeadlyPersona]

I called the RECON number and spoke with a Credit Analyst.  I was told that I would be denied due to "no revolving credit history" showing on my report and too many recent accounts opened.

[Anonymous]

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@DeadlyPersona wrote:

I called the RECON number and spoke with a Credit Analyst.  I was told that I would be denied due to "no revolving credit history" showing on my report and too many recent accounts opened.

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It'll be tough to Recon that reasoning.. however, i still say you always recon at least 3 times!

[CreditCuriosity]

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@DeadlyPersona wrote:

I called the RECON number and spoke with a Credit Analyst.  I was told that I would be denied due to "no revolving credit history" showing on my report and too many recent accounts opened.

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That will be a tough recon, especially on other revolving accounts..  They like to see typically I believe one major CC for 6 month or is it a year before they will typically extend credit to someone and that really isn't flexible for what I have read on the forum..  I could be wrong, but I have a pretty good memory if I haven't had anything to drink.

[DeadlyPersona]

The only other major credit card I have is an unsecured card with my bank (credit union) and for some reason it doesn't show on my credit report.

Recently, I was approved for a Capital One credit card.....meaning in the past 7-10 days approved and card was received in the mail 2 days ago.  I haven't even swiped that yet.

[Anonymous]

I originally got denied for barclay rewards in 2012 and also had just gotten cap one. i added target and had them both for 2 years and i was just recently approved for barclays last month so defenitely garden what you have and reapply in about a year. 

[ojefferyo]

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@DeadlyPersona wrote:

The only other major credit card I have is an unsecured card with my bank (credit union) and for some reason it doesn't show on my credit report.

Recently, I was approved for a Capital One credit card.....meaning in the past 7-10 days approved and card was received in the mail 2 days ago.  I haven't even swiped that yet.

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Call and ask your CU to see if they report to 1 or all 3 CB and if they don't report at all ask them to I'm sure they should be able to do that.

[Anonymous]

Try another recon.. Hopefully you'll get a analyst in a good understanding mood.. If all fails.. Garden for for 6 months .. Keep us updated!