@Anonymous wrote:Hey everyone got a question.
I just checked Barclaycard's prequal site(proactive prescreen is what they call it), and it came back with "Recommended: Barclaycard Arrival Plus MC" and then "Additional Products: Barclaycard Ring".....
My scores are:
EQ: 628
TU: 618
EX: 635
I have 2 CapOne CC and a Kohls CC that are all in good standing and 2 collections accounts left on my file(one of them is a medical account)
Should I trust the preapproval site and app for one or both of those cards based on my score??? Or should I app for one of the other cards to get from them such as the Barclaycard Rewards card??
I want to have 3 cards for a better score
UTI is around 50% at the moment, many thanks
1. "Recommended" is not preapproval.
2. I think if you're going to apply for something with Barclay you have a better shot with the Rewards card or the Apple card.
3. It would be helpful to get your utlization below 50% before applying but if you can't you can't.
Below is what you're looking for with the Barclay's prescreen. Honestly your TU score is just not there to get approved for these right now. You might have a shot possibly with the Rewards MC or Apple Visa but even that might be iffy. DGW got approved for both of those same day and one pull but she was at about 630.
