Barclaycard rewards card??

[Anonymous]

Hi All. Well, I was just denied Discover it card...fico 8 score TU624/EQ648/EX658...their reason was my 2 medical baddies both from 2011-12. Now Im upset and want to apply for the Barclaycard!! lol. the HP from Discover hasnt hit yet so Im thinking about applying now. Any thoughts or recmndns??

[SouthJamaica]

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@Anonymous wrote:

Hi All. Well, I was just denied Discover it card...fico 8 score TU624/EQ648/EX658...their reason was my 2 medical baddies both from 2011-12. Now Im upset and want to apply for the Barclaycard!! lol. the HP from Discover hasnt hit yet so Im thinking about applying now. Any thoughts or recmndns??

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No problem. I find it to be a very useful card. And it's not hard to get, relatively.

[Anonymous]

I have 2 Barclay's Cards
1 Barclay's Rewards Master Card since 10/2015
1 LL Bean Visa - Barclay's

I like them alot i think they are one of the better subprime cards... the rewards card anyways... i received a way better apr w/ the LL Bean Visa... but they are pretty conservative w/ cli

But i wd definitely recommend for rebuilding, its probably a card you want after your positioning yourself to get rid of merrick, first premier and credit one cards.

[Anonymous]

What other cards do you have and how many inquiries?

[Anonymous]

would u think my odds are ok with my scores and the 2 baddies that are 5 & 6 yrs old? util currently at 24% with QS1 & cap1 secured?? dont worry, i wont hold u responsible if i get denied....lol

[Anonymous]

Cap1 secured $500 CL & QS1 $500 CL.....6 H.I.s

[Anonymous]

but AAoA is 12 yrs w/ EX...6 yrs w/ EQ and only 8 mos w/ TU

[Anonymous]

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@Anonymous wrote:

Cap1 secured $500 CL & QS1 $500 CL.....6 H.I.s

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Hmmm.. Barclays is very lenient when it comes to this card.  If you are comfortable with another hardpull, I'd give it a try.  Personally if I were in your shoes, I'd build my credit profile a bit more before trying for Barclays.

How long have you had these Capital One cards?

[Anonymous]

the secured 9 months and the QS1 only a month

[Anonymous]

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@Anonymous wrote:

the secured 9 months and the QS1 only a month

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Are the medicals the only baddies on your report?  Is the Barclay card a must have card for you?  Or you just want a card because you are upset?