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Thanks , he told me to definately reapply when I feel I've established enough credit card history. I will definately be reapplying in 6 months or so.
Just applied for a JC Pennies and toys r us and was approved. Should I apply for another or is this going to hurt me? Im not planning on spending more than a few dollars a month on each, just enough to establish good credit.
@Anonymous wrote:
No more.
+1 let those age for 6 months... then hit up Barclay's after 6 months of reporting and possibly other actual major CC companies vs. store cards..
Ok I wont apply for anymore, Thanks guys.
I opened my barclays rewards card in april with a toy limit of 250. Fico score was 620 ( i had posted earlier thinking it was lower however it was actually 620). Have run about 1k through the card PIF multiple times and still cant get an increase with them . It is by far my lowest limit. I have the chase southwest card at 5k, Delta AMEX at 3k and cap one qs 2.5k. Still cant get any love after another PIF yesterday for statement cut... Scores are in 670's now
@EDGE1230 wrote:I opened my barclays rewards card in april with a toy limit of 250. Fico score was 620 ( i had posted earlier thinking it was lower however it was actually 620). Have run about 1k through the card PIF multiple times and still cant get an increase with them . It is by far my lowest limit. I have the chase southwest card at 5k, Delta AMEX at 3k and cap one qs 2.5k. Still cant get any love after another PIF yesterday for statement cut... Scores are in 670's now
How long have you had it.. Expecting a SP CLI or requested a HP CLI? If you have had it less then 6 months and your score was 620 you aren't going to get anything without requesting a HP CLI imo... After 6 months, I might be a bit frustrated if I have seen a bit of love on the 6th or 7th statement.. Two option once you hit the 6 or 7 marks if you haven't seen one automatically request one via HP and if denied just close it out since you have better cards with higher limits. Just my 2 cents.