Barclaycard

[Anonymous]

Hi how hard is it to get approved my tu score is 654 eq 632 ex 646 and I just did an app spree and got 2 out of 4 apps discover it and Amex green 

[Skye12329]

I dont think its very hard. My BF applied for Arrival + with a score of 585 TU, and the only denial reason was no individual account of his own. Still attempting to recon it though. Although Barclays can be new account sensitive. So if you did an app spree and got 2/4 approved, i think its time to garden. 

[Anonymous]

I would say 50/50 do you have baddies?

[Anonymous]

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@Anonymous wrote:

I would say 50/50 do you have baddies?

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I have 3 30 days lates that are 2yrs old and 1 60 days 1 90 days I'm trying to gw them now all are for cap one and are 2yrs old

[Anonymous]

Oh and 19 inqs in 2yrs half from car shopping 

[Imperfectfuture]

Not so hot with the lates. I would wait till those are good willed off. A year of gardening wouldn't hurt.

[Anonymous]

DO you think that's hurting my score I have aaoa of 2.5 years oldest closed account 11yrs old newest 1 month

[Anonymous]

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@Anonymous wrote:

Hi how hard is it to get approved my tu score is 654 eq 632 ex 646 and I just did an app spree and got 2 out of 4 apps discover it and Amex green 

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Gonna be a lil tough. More than likely you will have to explain yourself to an analyst.

[Anonymous]

I was denied a Sallie Mae card even on recon because I have 17 inquiries. I already have their rewards card and have never missed any payments on anything or been late. The woman told me 17 inquiries in 2 years is excessive. Even with explaining I was building my credit which was the reason. Yet I read some have over 20 inq's and get approved on recon I think it just depends on which analyst you get.

[Anonymous]

Barclays is sometimes a wild horse .