Barclays CLI

[Harvey26]

Requested a CLI on my BR REWARDS card i got a BT offer that I wanted to take advantage of got a 7-10 message after requesting sounds like a denial.. Any insight?

[Creditwiser]

Hows your overall UTL ?   Barclays has been known to CLD with high UTL.  Did they disclose that you'll be taking an HP for the CLI ?  Its Barclays, no telling what they'll do these days 

[fury1995]

^^^ THIS ^^^

[Harvey26]

@Creditwiser Overall UTL is like 3 or 4 % and they did disclose the HP , i recieved the alert. 

[fury1995]

---

@Harvey26 wrote:

@Creditwiser Overall UTL is like 3 or 4 % and they did disclose the HP , i recieved the alert. 

---

Barclays is very sensitive and has/had been notorious for CLD and declining limit increase requests for little utilization however they've also been known to auto CLI based on heavy spend and swipes..

Do you use the card often?

[Harvey26]

@fury1995 maybe once a year. but cli was declinded due to too many recent inqs.