cancel
Showing results for 
Search instead for 
Did you mean: 

Barclays Ring PreScreen Offer

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Member

Barclays Ring PreScreen Offer

Hi,

 

I got a mail to apply for Barclay's Ring Master Card. It says I have been Pre Screened. I applied for 6 Cards in Jan and was approved for 4. Was rejected by Chase and Huntington 

 

Was approved by Amex, Citi,CapOne and WellsFargo. So should I go ahead and apply for Barclay's

 

Thanks

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 1 of 13
12 REPLIES 12
Moderator

Re: Barclays Ring PreScreen Offer

The new card is blah now the old card was better and issued by a flaky lender imo although i do have a card with them just not that.  IMO I would pass on that card as you can get alot better no thrills CC from a CU at a better APR!

Message 2 of 13
Valued Member

Re: Barclays Ring PreScreen Offer

They gave me a 15 months o% APR Offer... I have a BofA Balance transfer due in May so I am planning to apply for this card and pay that off?

 

 

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 3 of 13
Moderator

Re: Barclays Ring PreScreen Offer


@kyenku wrote:

They gave me a 15 months o% APR Offer... I have a BofA Balance transfer due in May so I am planning to apply for this card and pay that off?

 

 


so you going after a BT card?  I can give you alot better cards than the ring that offer 0% bt offer for 15 months.. The card just isnt honestly that great and the APR thereafter isnt that great either.. Let me know if you want some other cards that are better APR and has bt offers for 15 months, etc with better lenders.'

 

What are your FICOs?

Message 4 of 13
Valued Member

Re: Barclays Ring PreScreen Offer

FICO 724 (DCU)

TRANS 694 (Credit Karma)

EQUI 704 (Credit Karma)

 

Thanks a lot

 

 

 

AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 5 of 13
Moderator

Re: Barclays Ring PreScreen Offer

how much you looking to transfer?

Message 6 of 13
Super Contributor

Re: Barclays Ring PreScreen Offer


@kyenku wrote:

Hi,

 

I got a mail to apply for Barclay's Ring Master Card. It says I have been Pre Screened. I applied for 6 Cards in Jan and was approved for 4. Was rejected by Chase and Huntington 

 

Was approved by Amex, Citi,CapOne and WellsFargo. So should I go ahead and apply for Barclay's

 

Thanks


No you shouldn't, in my opinion. You were probably selected because of your credit score. But Barclays is very sensitive to inquiries and new accounts, and will probably turn you down.


Total revolving limits 732500 (606000 reporting) 12/4/20 FICO 8 scores: EQ 715 TU 760 EX 735
Message 7 of 13
Valued Member

Re: Barclays Ring PreScreen Offer

10000
AMEX BLUE CASH Preferred 20000 DISCOVER 10500 CHASE SLATE 5000(Closed) BOFA 10600 CITI Thank you Preferred 12820 CITI Double Cash 14000 Citi Simplicity 12500 DCU 5000(Closed) Amex Cash Magnet 10000 CapOne Silver 6000 WellsFargo 2500 Macys 5300
Message 8 of 13
Moderator

Re: Barclays Ring PreScreen Offer

how many cc's in the last 12 months and two years have you obtained.. That is certainly a decent BT amount and don't really want to max out your new CC.. Do you have any offera with discover currently for bt's?

Message 9 of 13
Community Leader
Mega Contributor

Re: Barclays Ring PreScreen Offer

Sorry, 4 new ccs in the last month is like screaming at Sir Barclays i seek credit! IF you are going to app lenders , especially Barclays and Citi, the less recent inquiries, the better.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.