Barclays preapproval mailer - application denied (update)

[Anonymous]

yes-it's-me you're such a smooth talker! lol

[Anonymous]

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@Anonymous wrote:
yes-it's-me you're such a smooth talker! lol

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We have to convince those credit analyst somehow to give us what we want.. Don't we?

[Anonymous]

Just finished my follow up call. Wasn't able to change their mind. "Based on the number of accounts and credit limits we want to see some time not aggressively looking for credit, and effectively managing the new accounts to become eligible for any of our products".

So in essence what they said was "we won't give you this card even at $500, you can't PC it to something else. All you can do is wait. If you do this, please try again in a few months and we would be happy to review an new application from you."

Then I heard the casket close, it became pitch black and very quite as it was lowered into the ground. 😢

[Jerry45]

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@Anonymous wrote:
Just finished my follow up call. Wasn't able to change their mind. "Based on the number of accounts and credit limits we want to see some time not aggressively looking for credit, and effectively managing the new accounts to become eligible for any of our products".

So in essence what they said was "we won't give you this card even at $500, you can't PC it to something else. All you can do is wait. If you do this, please try again in a few months and we would be happy to review an new application from you."

Then I heard the casket close, it became pitch black and very quite as it was lowered into the ground. 😢

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It is all good

[Anonymous]

Exactly, didn't they know I had many new accounts when they sent the pre approval. They just wasted my hard pull being saved for my Care Credit App 😤

[Jerry45]

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@Anonymous wrote:
Exactly, didn't they know I had many new accounts when they sent the pre approval. They just wasted my hard pull being saved for my Care Credit App 😤

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Excellent point. Almost like they wanted to deny you in the first place. Barclay's is not the only game in town

[Anonymous]

I don't mean they. Gotta take responsibility. I wasted it. Should researched more about there practices related to new accounts.

[Anonymous]

Just feel like they bait and switched on me. Think I am going through the 5 stages of grief! LOL

[Anonymous]

well just keep clear of new accounts for a bit and then get barclay. get the sallie mae instead though

[Anonymous]

Thanks and I will. I am in the garden. Just gotta close the gate.