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Barclays

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My_Fako
Established Contributor

Barclays

Which is their easiest card to get? Rewards or Apple? 

 

 

Thanks... 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: Barclays

Easiest is relative, honestly. The underwriting is likely very similar and unless you plan on financing something Apple, I would just cross it off your list. Go for the Rewards.
Message 2 of 26
My_Fako
Established Contributor

Re: Barclays

I'm a Android fan... Used to be a Apple guy... 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 3 of 26
kdm31091
Super Contributor

Re: Barclays

Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person
Message 4 of 26
kdm31091
Super Contributor

Re: Barclays

It doesnt matter how easy it is to get if the rewards wont suit you
Message 5 of 26
My_Fako
Established Contributor

Re: Barclays

Your right...  The rewards cards it is.  I applied like 7 or 8 month's ago.  And was denied, but never called back for reconsideration. I don't know what I was thinking applying then score was only 601. And walmart was the only card that was approved using Tu. 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 6 of 26
My_Fako
Established Contributor

Re: Barclays

Smiley Sad Just applied got the 7/10 message. Can I call for reconsideration now?  I then applied for Amazon was approved for $800 and a $20 gift card. Happy it's a start. 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 7 of 26
kdm31091
Super Contributor

Re: Barclays

You took the HP, may as well call and recon.

Message 8 of 26
DeeBee78
Valued Contributor

Re: Barclays


@kdm31091 wrote:
Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person

I love my Apple Rewards card because I am a diehard Mac fan. Plus I can get the 0% APR promotional rate re-applied over and over. The 0% offers from other lenders are random at best, after promo APR's expire.

 

And to the OP,  for what it's worth: At the advice of these forums, I app'd the Apple Rewards and standard Rewards cards on the same day.I was only approved for the Apple Rewards. 

Message 9 of 26
kdm31091
Super Contributor

Re: Barclays


@DeeBee78 wrote:

@kdm31091 wrote:
Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person

I love my Apple Rewards card because I am a diehard Mac fan. Plus I can get the 0% APR promotional rate re-applied over and over. The 0% offers from other lenders are random at best, after promo APR's expire.

 

And to the OP,  for what it's worth: At the advice of these forums, I app'd the Apple Rewards and standard Rewards cards on the same day.I was only approved for the Apple Rewards. 


Two Barclay apps are almost NEVER approved at the same time. I am suprised someone even suggested doing that.

 

The Apple card surely has its place, but more niche than the Rewards of course.

Message 10 of 26
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