Barclays

[My_Fako]

Which is their easiest card to get? Rewards or Apple? 

Thanks... 

[Anonymous]

Easiest is relative, honestly. The underwriting is likely very similar and unless you plan on financing something Apple, I would just cross it off your list. Go for the Rewards.

[My_Fako]

I'm a Android fan... Used to be a Apple guy... 

[kdm31091]

Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person

[kdm31091]

It doesnt matter how easy it is to get if the rewards wont suit you

[My_Fako]

Your right...  The rewards cards it is.  I applied like 7 or 8 month's ago.  And was denied, but never called back for reconsideration. I don't know what I was thinking applying then score was only 601. And walmart was the only card that was approved using Tu. 

[My_Fako]

Just applied got the 7/10 message. Can I call for reconsideration now?  I then applied for Amazon was approved for $800 and a $20 gift card. Happy it's a start. 

[kdm31091]

You took the HP, may as well call and recon.

[DeeBee78]

---

@kdm31091 wrote:
Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person

---

I love my Apple Rewards card because I am a diehard Mac fan. Plus I can get the 0% APR promotional rate re-applied over and over. The 0% offers from other lenders are random at best, after promo APR's expire.

And to the OP,  for what it's worth: At the advice of these forums, I app'd the Apple Rewards and standard Rewards cards on the same day.I was only approved for the Apple Rewards. 

[kdm31091]

---

@DeeBee78 wrote:

---

@kdm31091 wrote:
Most people end up regretting the apple card and wanting to PC or close it. Its really only useful for one or two large occasional apple purchases. It does give 0 percent but you can get 0 percent offers on more widely useful cards.

Id go for rewards unless you are a diehard apple person

---

I love my Apple Rewards card because I am a diehard Mac fan. Plus I can get the 0% APR promotional rate re-applied over and over. The 0% offers from other lenders are random at best, after promo APR's expire.

And to the OP,  for what it's worth: At the advice of these forums, I app'd the Apple Rewards and standard Rewards cards on the same day.I was only approved for the Apple Rewards. 

---

Two Barclay apps are almost NEVER approved at the same time. I am suprised someone even suggested doing that.

The Apple card surely has its place, but more niche than the Rewards of course.