Barney's Approval Rate

[Anonymous]

I will be gardening for the next 2 years... I will also be consolidating after I move into my new home

[Aduke1122]

Nice ! We also have a gardening thread that is put up every mth , just a way to encourage each other to stay on track and focused !

[Anonymous]

I will check it out! I visit this site a lot and I love pizza, HMU! I read their responses a lot on here! I will continue to read and now communicate since I have this new profile. I update about this, and I will give more insight into my credit. But my credit is usually anywhere from 600-640. I have done a great job with paying everything off and trying to get it better. Truth be told, I was already planning to close half of the comenity cards, but they bumped up the credit limit.

[Aduke1122]

Yes it is hard to close out accts sometimes esp if you need to keep them for utilization padding . If you haven't already joined a good CU I would be on the lookout for one , they can help immensely during rebuilding /building stages of credit .

[woodyman100]

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@Anonymous wrote:

Hi crystal,

This would be your 9th Comenity card. I'd suggest to be extremely careful with all this apping for Comenity, getting cards, and then requesting a number of CLI's on top of it.

Please read the threads, as they have shut people down and continue to do so when a person keeps apping for Comenity cards. Asking for a number of CLI's on top of it all is adding fuel to the fire.

There are people with multiple Comenity cards who had not had issues; however, there are a number of people who have had all of their cards closed down. 

Good luck on your application, but I'd be extremely careful going forward.

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^^^^^There is much truth here^^^^^