Bass Pro MC

[Anonymous]

Hey guys I have a question about the bass pro shops MC.  My dad wants to apply for one and he has held a Capital One card for a few years and has been in great standing with them.  Is that a relationship based card?  Will him having the Capital One credit card help his chances of getting it for Bass Pro since it's a CO card?

[FinStar]

Having an existing Capital One core card doesn't really influence the decision on PLCCs. It is not relationship-based.

That being said, having the history helps, but the decision will likely hinge on all other factors.

[Anonymous]

Shouldn't be that hard to get, though I'd imagine what's on his report will be much more important than his C1 history.  

On a related note though, the BPS card doesn't seem to be that great, especially when you consider their prices are some of the highest in the industry.  Maybe take a look at the Ducks Unlimited card through FNBO.  5% back on all sporting goods store purchases AND gas, with no minimum spend.  I think the BPS card requires $25k annual spend in order to maintain 5 points per doller in rewards.  I can't imagine spending that much at BPS and it doesn't really pay to use it outside of BPS with the poor reward rate. Just my 2 cents, as a fellow outdoor enthusiast...