Best 0 % intro with rewards perhaps....

[Anonymous]

Hello, 

So I am looking to get a new credit card for a large purchase of 10K at least.

I am interested in a 0% apr for as long as possible...

What would be some suggestions for a card with 0% apr, good starting limit for what I need, and that has some type of reward system..it can be points for anything even hotels...

I am a 750 credit score with a couple of credit cards with 12K limits...

aaoa is 4 years and length of credit lines is about 6 years...

The 12 K limits are roughly new at around half a year..

Any suggestions would be nice I am completely overwhelmed with amount of cards available and info out there and I am very picky when it comes to making a choice because I want to be certain that it was close to the best one possible for my circumstance...

So far I see Citi Simplicity and from Chase the Freedom card.....

The Citi Simplicity has NO Rewards whatsoever and would be quite useless after I use it for the 18 mo 0%apr...

Chase Freedom is similar to the Discover IT I have but I do not have a relationship with Chase yet...so....

Thanks guys...

[EddieK]

If 0% APR for the longest amount of time is your main goal I'd go with the Freedom(0% 15 months) or the Discover it(0% 14 months).  Although the limits initially may not be 10K, if so, Cap1 is giving out 10K limits regularly right now so the QS card may be an option(0% til Nov 2015).

[Anonymous]

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@EddieK wrote:

If 0% APR for the longest amount of time is your main goal I'd go with the Freedom(0% 15 months) or the Discover it(0% 14 months).  Although the limits initially may not be 10K, if so, Cap1 is giving out 10K limits regularly right now so the QS card may be an option(0% til Nov 2015).

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I already have the Discover IT and was thinking of the Freedom...

I need something longer then Nov 2015 what is your take on the Citi Simplicity and Citi Diamond Preffered...

Anyone else have some suggestions please advise I would like to app asap....and then garden...

[CribDuchess]

You could try the Citi Double Cash card, which has 2% cash back rewards (1% when you buy, 1% when you pay).  I'm not sure of the starting limit you would get, but if you don't mind an additional HP, you could probably get the limit raised once you receive the card & activate it.

The Double Cash has an intro APR of 0% on purchases and balance transfers for the first 15 months, so that would take you into May of 2016.

[Anonymous]

I think Amex everyday is a good choice. No interest for 15 months

[Anonymous]

I have the Amex everyday already and discover it..

I would like to app tomorrow so if anyone else reading please chime in..

I need zero percent for as long as possible..

What do you guys think if I went with citi simplicity and chase freedom?

[Anonymous]

1. freedom 

2. citi double cash

3. discover it 

IMO