Hi,
I was wondering what happened BB and your app were you approved? I was an empleye before and didnt know i could be aprroved for the card and applied the normal way lol. So they denied me back then now im looking to buy a new computer and wanted to know if i should reapply or ask about my old application that was denied kind of like how you did it. any tips would be great thanks 
@Anonymous wrote:Hi,
I was wondering what happened BB and your app were you approved? I was an empleye before and didnt know i could be aprroved for the card and applied the normal way lol. So they denied me back then now im looking to buy a new computer and wanted to know if i should reapply or ask about my old application that was denied kind of like how you did it. any tips would be great thanks
Hi @Anonymous, the thread you replied to was quite old and much of the information is likely outdated so I've moved your question to a new thread.
--UncleB
myFICO Moderator
If your app was old, just reapply, either in store or online. Most times, they will offer store card or Visa , a rareity to be offered the choice. Good luck
@Anonymous wrote:Hi,
I was an empleye before and didnt know i could be aprroved for the card and applied the normal way lol.
What do you mean by this?
@BrokenBones wrote:
@Anonymous wrote:Hi,
I was an empleye before and didnt know i could be aprroved for the card and applied the normal way lol.
What do you mean by this?
Back when HSBC was in charge of the card, Best Buy employees had an application site internally which was almost a guaranteed approval. HSBC and Best Buy believed the employees would do a better job of promoting the financing if they had it themselves.
@Anonymous wrote:Hi,
I was wondering what happened BB and your app were you approved? I was an empleye before and didnt know i could be aprroved for the card and applied the normal way lol. So they denied me back then now im looking to buy a new computer and wanted to know if i should reapply or ask about my old application that was denied kind of like how you did it. any tips would be great thanks
That was a long time ago. Since then, Capital One took over and now Citibank is who handles the card. Anything that had to do with HSBC other than the accounts were not carried over when Capital One took over. Capital One and Citibank both held/hold denied applications for 6 months. It sounds like you want to recon. That wouldn't be possible anymore. Recons should be done within 30 days of denial to avoid another hard pull. At this point, you need to reapply normally.
