Best Buy Store Card

[Anonymous]

I have been reading alot on these forums, about this card, and it seems to be a hit and miss, to get approved.

Would anyone mind sharing, their experience with this store card (in relations to approvals).

Ive been reading Citi has taken over from Cap1, for this card, or is that for the BB MC?

Thanks

[ojefferyo]

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@Anonymous wrote:

I have been reading alot on these forums, about this card, and it seems to be a hit and miss, to get approved.

Would anyone mind sharing, their experience with this store card (in relations to approvals).

Ive been reading Citi has taken over from Cap1, for this card, or is that for the BB MC?

Thanks

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What do you mean by hit or miss? As long as you have decent scores and reports are fairly clean you would be able to get the store card, the MC version obviously would call for more higher standards. 

[Anonymous]

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@ojefferyo wrote:

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@Anonymous wrote:

I have been reading alot on these forums, about this card, and it seems to be a hit and miss, to get approved.

Would anyone mind sharing, their experience with this store card (in relations to approvals).

Ive been reading Citi has taken over from Cap1, for this card, or is that for the BB MC?

Thanks

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What do you mean by hit or miss? As long as you have decent scores and reports are fairly clean you would be able to get the store card, the MC version obviously would call for more higher standards. 

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I meant, like approvals on the store card can be either be a hit or a miss.

[ojefferyo]

How does your profile look like?

[Anonymous]

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@ojefferyo wrote:

How does your profile look like?

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Scores, low 700s

Just got approved for Amex BCE and PRG 50K yesterday

No baddies, no derogs

Most recent credit app in November 2014 ( Sallie Mae ) and approved

First ever CC app in June 2014 (Chase Freedom ), and approved

Mortgage applied and approved in May 2014

Been AU on my wife's credit history since Jan 2014.

[9CLINE]

I got the store card ~2yrs ago was Citi backed, they checked my EQ in NC had 730 FICO got instant approval online, I have heard apping in store is the way to get the MC version.. I don't know cuz like I said I did mine online.

[Anonymous]

Sounds like you shouldn't have an issue being approved.

[ojefferyo]

I don't see why you wouldn't get the store card.

[SecretAzure]

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@Anonymous wrote:
Sounds like you shouldn't have an issue being approved.

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Sounds more like the score OP has provided are not FICO scores or OP would have provided exact numbers. OP are you using Credit Karma or some other service for your scores? How do you know you are in the low 700's range?

[Anonymous]

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@SecretAzure wrote:

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@Anonymous wrote:
Sounds like you shouldn't have an issue being approved.

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Sounds more like the score OP has provided are not FICO scores or OP would have provided exact numbers. OP are you using Credit Karma or some other service for your scores? How do you know you are in the low 700's range?

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Yes, its off CK and Credit seame.

But its pretty close tbh, becuase my mortage scores were close to them, and my Barclay Sallie Mar cards shows 735, I am not sure what they use, possibly TU :/