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Best Buy Visa CLI question

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Anonymous
Not applicable

Re: Best Buy Visa CLI question


@9CLINE wrote:

@Anonymous to hear about denial but which BBY do you have,, talk on forum that some don't grow@ all.. theres some info on here about the diff. tiers of BBYcards,, back in the day I had a $300 when scores where in 500 range that never did anything and found out some never grew,, so I closed that one,,, long time ago and opened new one about 2yrs back got $3,500 starting limit w/ I think EQ ~ 720-30 @approval I remember having a choice of store or MC and I took store card,cause that's all I wanted it for. My scores have improved and CL is now 10,000 w/Hp of course.....

 

 

*edit

Don't know about reconning would be nice to know ....but please keep us posted for others to learn from


Thank you 9CLINE. I have the BB Visa whic was BB MC before. It's been sitting at $300 since it was opened 2 yrs ago. On this new card it says BB Visa Signature. I took the EQ HP with no success even a few hundred dollars increase. Thinking about closing it now since as what you mentioned that this card may never grow. Smiley Sad

Message 11 of 24
taxi818
Super Contributor

Re: Best Buy Visa CLI question

Sorry to hear op. There is no recon for the cli with citi. Approved or denied. If you only have a $300 limit hopefully you don't have AF as it sounds like the gold card. Go online and look at your documents and see the actual reasons they denied you as citi is good to tell you why. Next option may be to cllose it and reapply if you really want the card. At this point i would let it go as citi is a pita to say the least. As i said i go cli earlier in the year but it was like pulling teeth.

Message 12 of 24
Anonymous
Not applicable

Re: Best Buy Visa CLI question


@taxi818 wrote:

Sorry to hear op. There is no recon for the cli with citi. Approved or denied. If you only have a $300 limit hopefully you don't have AF as it sounds like the gold card. Go online and look at your documents and see the actual reasons they denied you as citi is good to tell you why. Next option may be to cllose it and reapply if you really want the card. At this point i would let it go as citi is a pita to say the least. As i said i go cli earlier in the year but it was like pulling teeth.


Thank you taxi818. I guess I just have to let it go then. I don't need to apply for another one for this card as I have better Prime cards that I just got approved. I was just hoping to get a CLI since this is my lowest CL card. Oh well, i just have to move on and hopefully in years they will give me auto CLI ... lol Smiley Happy. Thank you ALL for the input on this thread Smiley Happy

Message 13 of 24
sdchrgrboy
Contributor

Re: Best Buy Visa CLI question

 I finally bit the bullet. I submitted CLI for both my BB and BB RWZ.  I have had both for years and never had an increase. I was approved within 2 hours on both. My store card went from 2200 to $10k and RWZ from $300 to $5k!  I may just keep it now as it has no annual fee. I wonder if I should have asked for more. I will try again in 6 months. 

 



$325k Total Limits, 4% Util
Message 14 of 24
Anonymous
Not applicable

Re: Best Buy Visa CLI question


@sdchrgrboy wrote:

 I finally bit the bullet. I submitted CLI for both my BB and BB RWZ.  I have had both for years and never had an increase. I was approved within 2 hours on both. My store card went from 2200 to $10k and RWZ from $300 to $5k!  I may just keep it now as it has no annual fee. I wonder if I should have asked for more. I will try again in 6 months. 

 


Congrats! Best Buy doesn't LUV me. I took the HP hit on EQ for CLI but NO GO! I wonder if it's worth it to Recon and talk to EO Smiley Sad

Message 15 of 24
FinStar
Moderator Emeritus

Re: Best Buy Visa CLI question


@Anonymous wrote:

@sdchrgrboy wrote:

 I finally bit the bullet. I submitted CLI for both my BB and BB RWZ.  I have had both for years and never had an increase. I was approved within 2 hours on both. My store card went from 2200 to $10k and RWZ from $300 to $5k!  I may just keep it now as it has no annual fee. I wonder if I should have asked for more. I will try again in 6 months. 

 


Congrats! Best Buy doesn't LUV me. I took the HP hit on EQ for CLI but NO GO! I wonder if it's worth it to Recon and talk to EO Smiley Sad


They will not reconsider OP, sorry.  EO will not swing the pendulum in a favorable way, not for this card at least.  Even if you did, you'd likely incur a 2nd HP and end up with the same result.  You're welcome to try though.

Message 16 of 24
Anonymous
Not applicable

Re: Best Buy Visa CLI question


@FinStar wrote:

@Anonymous wrote:

@sdchrgrboy wrote:

 I finally bit the bullet. I submitted CLI for both my BB and BB RWZ.  I have had both for years and never had an increase. I was approved within 2 hours on both. My store card went from 2200 to $10k and RWZ from $300 to $5k!  I may just keep it now as it has no annual fee. I wonder if I should have asked for more. I will try again in 6 months. 

 


Congrats! Best Buy doesn't LUV me. I took the HP hit on EQ for CLI but NO GO! I wonder if it's worth it to Recon and talk to EO Smiley Sad


They will not reconsider OP, sorry.  EO will not swing the pendulum in a favorable way, not for this card at least.  Even if you did, you'd likely incur a 2nd HP and end up with the same result.  You're welcome to try though.


Thank you for confiriming that to me FinStar Smiley Happy. I really just have to let it go Smiley Sad. I just hate getting the HP and not getting it Smiley Sad. Thank you.

Message 17 of 24
Anonymous514
Established Contributor

Re: Best Buy Visa CLI question

Do you put any financing on it? Had mine since 05/2015 no spend until I bought a tv the other day. Got it with no AF and MC now a Visa Signature. My SL is 2,000$ hoping it will grow. I have another account with Citi so maybe that is why I got a 2k sl. Either way this card might just get closed to make way for a Citi DC or Citi Diamond if I don't receive a cli before the year mark. 




Message 18 of 24
taxi818
Super Contributor

Re: Best Buy Visa CLI question


@bigalkescott514 wrote:

Do you put any financing on it? Had mine since 05/2015 no spend until I bought a tv the other day. Got it with no AF and MC now a Visa Signature. My SL is 2,000$ hoping it will grow. I have another account with Citi so maybe that is why I got a 2k sl. Either way this card might just get closed to make way for a Citi DC or Citi Diamond if I don't receive a cli before the year mark. 


It will grow. albeit via hp. it took a year for me to get my first cli with best buy mastercard. had to take hp as well. Im ok with it. card at 5k is good enough and i will never allow citi to do another hp on me for that card. not unless they pull TU Smiley Very Happy

Message 19 of 24
Anonymous
Not applicable

Re: Best Buy Visa CLI question

Because of your post I requested a CLI, I also waited longer than the 2-4hrs, I finally got an email saying they need to call me for further verification (fraud alert) which is awesome because gives me person to person to talk to them and say what I need to say, long story short, I requested 10K and got 4.5K which is great, my SL was 2K. I'm okay with that, I messed up and should have waited until my payments were posted but I was impatient haha regardless, I thought it was going to be a denial since I recently opened new accounts. But now I'm focusing on CLI's.

Message 20 of 24
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