Best Buy Vs. Best Buy Visa

[Anonymous]

@AJC- I was wondering about what you said to @Aduke. Citi hates me. They never give me anything. I do have one baddie left on EX (it's off TU & EQ but unfortunately Citi pulls EX for me) Even with the baddie though, which is almost 7 years old.... my FICO is still mid 700's. Always denied with them. This is one of the reasons I thought of trying Best Buy. Too bad you can PC the BB Visa. Thx for your input-it really helped.

[AverageJoesCredit]

No problems Dj. When i got the best buy and Citi Dc, i still had my bk7 reporting

[Anonymous]

My INQs I'm worried about

[KSK1912]

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@Anonymous wrote:
My INQs I'm worried about

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I got BB visa in Oct i think with 30+ inq's and several new accounts and a very high utilization. I don't think Citi is inq sensitive at least when it ocmes to their co branded cards.

[Anonymous]

Good to know @KSK. Thx. If I end up applying I'll see if I am as lucky as you. I have about the same number.

[AverageJoesCredit]

Inquiries can always rear their ugly head with Citi but i think your profile is solid that they should approve you, of course one never knows if something might irk them that day but id go for it

[Anonymous]

Sometimes they care about inquiries but with your scores they won't

[Anonymous]

I was gonna say what Heavenly said. Store cards show unfavorable in states that use them for insurance purposes. My state California does not (for auto).

I shop BB a lot. My scores are garbage imo. I got the Visa for being able to use the bonus deals outside BB. They send targeted stuff as well. I think pet stores are a bonus this month.

0% financing is pretty sweet.

Not a fan of 6mo HP for CLI but it is what it is.

Sitting at $4000, Visa. Video gamer. Surround sound lover. Android accessories! Might upgrade the TV soon with BB. Got some rewards stashed up. Gonna use the pet food bonus to stash up more.

Thinking out loud... Might reassess the PlayStation visa's worth. Might be time to prune. I'm spending all my time on XboxOne with Mass Effect Andromeda right now. Your post has me thinking. Thanks man.