Is it still the Citi Double Cash? Obviously if you have a Discover IT or Chase Freedom and are at a rotating category establishment or you have something like a Amex BCP and are at the grocery store, those are the cards to use. But for every other transaction, is the 2% CB offered by the Citi DC still the best go to card? I am looking to see if there is anything better out there but I am not seeing it. Please let me know your thoughts!
@DeeBee78 wrote:
@impactplayer wrote:Is it still the Citi Double Cash? Obviously if you have a Discover IT or Chase Freedom and are at a rotating category establishment or you have something like a Amex BCP and are at the grocery store, those are the cards to use. But for every other transaction, is the 2% CB offered by the Citi DC still the best go to card? I am looking to see if there is anything better out there but I am not seeing it. Please let me know your thoughts!
Blispay is a strong competitor to DoubleCash, and superior in my opinion. It's a Visa, so it's usable at Costco. Every purchase over $199 automatically gets 6 months of $0 payments and deferred interest. Great if you want a few months to pay something off.
Thanks for the heads up on Blispay! That is exactly what I was looking for. Basically, it is the same as the Double Cash but even better with the 6 months no interest financing. I went ahead and applied just now and got insta-approved for $10,000!
@sarge12 wrote:
@impactplayer wrote:Is it still the Citi Double Cash? Obviously if you have a Discover IT or Chase Freedom and are at a rotating category establishment or you have something like a Amex BCP and are at the grocery store, those are the cards to use. But for every other transaction, is the 2% CB offered by the Citi DC still the best go to card? I am looking to see if there is anything better out there but I am not seeing it. Please let me know your thoughts!
As most of my purchases are Amazon and grocery store, the Chase Amazon Prime, and BCE are my most used. I actually give up the .5% difference usually in favor of the Capital1 Quicksilver and the very simple 1.5% no minimum to redeem. I do not usually redeem under 25 dollars anyway, but sometimes I'll have only 18 dollars of charges and 20 dollars of rewards...how convenient. It is still probably the highest on everything cash back card though. I just do not use it much in spite of that. I do not care about the Chase Amazon Prime being metal, but man do I love that card mainly because I love Amazon Prime, and was already a member, just could not deal with the store card even for the 5%. I already had the Chase Amazon so it auto upgraded.
Good point on the Amazon, I do a lot of shopping there and always use the Store Card for the 5%. Have been a Prime Member for a while (2007 or 2008, I think) so I couldn't imagine going without it! Good point on the CapOne QS card with the no minimum. I usually end up redeeming all my cash back on all cards at the beginning of the year, so I end up having quite a bit saved up.
The USAA Limitless and Blispay are two of my favorites.
At least you didnt get bracketed with a 1k limit on the Blispay
Congrats
Congrats
@AverageJoesCredit wrote:
At least you didnt get bracketed with a 1k limit on the Blispay
Friend of mine applied for Blispay recently and got stuck with $1K. He has other cards that have $10K+ limits, so it was a little confusing to hear.
@AverageJoesCredit wrote:
At least you didnt get bracketed with a 1k limit on the Blispay
Ouch, that would have been bad. They are doing that to people? You basically wouldn't be able to take advantage of the 6 months no interest financing without ruining your util.
