Comes down to what you want and where you eat. My restaurant spend goes on my CSP because I value UR points heavily given that my average UR redemption is well over 3 cents in value per point. However, for most people the AARP card below probably makes most sense.
Chase AARP is good for flat 3%.
Chase Sapphire Preferred is good if you value UR points over 1 cent per point. If you value it at 2 cents or more like I do, it beats out the AARP card. However, it does have an AF and unless you have high travel/restaurant spending or it is your first waived AF year it is not good. For people like me with 20k or so per year just in restaurant spending the card is awesome.
US Bank Cash+ is still decent. 5% fastfood and 2% restaurants if you pick it. While 2% restaurants is lackluster by itself due to 2% all around cards like the Citi double cash and Fidelity Amex, if your restaurant spend is more in the fastfood type joints this can be a good choice. Note this card has been nerfed a lot so it gets a lot of hate on these forums and it cannot be applied for online (have to go to a branch). However, for fastfoot type spend it is hard to beat this right now.
Citi Forward is probably the best restaurant card out there now with 5x points per dollar spent. Citi points are worse than UR points but 5 Citi Thank You points beat out 2 UR points anyday. However, this card is not available for new applicants 
@Anonymous wrote:Comes down to what you want and where you eat. My restaurant spend goes on my CSP because I value UR points heavily given that my average UR redemption is well over 3 cents in value per point. However, for most people the AARP card below probably makes most sense.
Chase AARP is good for flat 3%.
Chase Sapphire Preferred is good if you value UR points over 1 cent per point. If you value it at 2 cents or more like I do, it beats out the AARP card. However, it does have an AF and unless you have high travel/restaurant spending or it is your first waived AF year it is not good. For people like me with 20k or so per year just in restaurant spending the card is awesome.
US Bank Cash+ is still decent. 5% fastfood and 2% restaurants if you pick it. While 2% restaurants is lackluster by itself due to 2% all around cards like the Citi double cash and Fidelity Amex, if your restaurant spend is more in the fastfood type joints this can be a good choice. Note this card has been nerfed a lot so it gets a lot of hate on these forums and it cannot be applied for online (have to go to a branch). However, for fastfoot type spend it is hard to beat this right now.
Citi Forward is probably the best restaurant card out there now with 5x points per dollar spent. Citi points are worse than UR points but 5 Citi Thank You points beat out 2 UR points anyday. However, this card is not available for new applicants
Generally speaking, since Citi stops accepting application for 5% Forward, there hasn't been any good dining card for me CSP is nice in the sense that I do too spent ~15k in dining, but I rarely travel (once a year on vacation, at most), so I would hardly get 3cent/p redemption rate.
I was expecting Citi Premier before they nerfed it to 2% restaurant....
