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BestBuy store card question - UPDATE: DENIED

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ReGuy71
Valued Member
‎09-30-2021 10:16 AM
‎09-30-2021 10:16 AM

BestBuy store card question - UPDATE: DENIED

So I applied for the BB card last night but didn't get an instant decision. Said it would be a few weeks. Does this perhaps indicate a denial? Would it be worth calling in or just waiting? I had frozen my EX/TU so they accessed EQ. Not sure if that was the reason. 

Self Secured Visa - $2,000 (1/20), closed 8/21 and deposit returned
USB Secured Visa - $2,500 (9/20)
Apple Card - $2,950 (4/21)
Langley FCU - $2,500 (8/21)
Amex Gold (9/21)
Amex BCP - $2k (9/21)
Venmo- $9k (9/21)
Credit Strong Loan - $1k w/$0 balance (opened 4/21, paid 1/22)
Self Credit Builder Loans - two loans paid and closed
FICO 8 Scores Sep 2021
698 EX (4 inq-1/12)
688 EQ (2 inq-2/12)
695 TU (3 inq-2/12)
AZEO
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Message 1 of 5
4 REPLIES 4
M_Smart007
Legendary Contributor
‎09-30-2021 10:42 AM
‎09-30-2021 10:42 AM

Re: BestBuy store card question

Can't hurt to call in?

Message 2 of 5
Rebuild2019
Valued Contributor
‎09-30-2021 10:58 AM
‎09-30-2021 10:58 AM

Re: BestBuy store card question

Good Luck. It’s always hard waiting.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 3 of 5
ReGuy71
Valued Member
‎09-30-2021 11:36 AM
‎09-30-2021 11:36 AM

Re: BestBuy store card question

I just tried calling. Good luck trying to reach an actual human even with the number I got from a chat with BB. Looks like I will need to wait for their mailed response. 

Self Secured Visa - $2,000 (1/20), closed 8/21 and deposit returned
USB Secured Visa - $2,500 (9/20)
Apple Card - $2,950 (4/21)
Langley FCU - $2,500 (8/21)
Amex Gold (9/21)
Amex BCP - $2k (9/21)
Venmo- $9k (9/21)
Credit Strong Loan - $1k w/$0 balance (opened 4/21, paid 1/22)
Self Credit Builder Loans - two loans paid and closed
FICO 8 Scores Sep 2021
698 EX (4 inq-1/12)
688 EQ (2 inq-2/12)
695 TU (3 inq-2/12)
AZEO
Message 4 of 5
0 Kudos
ReGuy71
Valued Member
‎10-02-2021 01:55 PM
‎10-02-2021 01:55 PM

Re: BestBuy store card question - UPDATE: DENIED

Denied via email on 10/1 because of 60 day lates on my EQ. Those were related to the charge off cards (Cap1, Disc, Penfed) I had and paid off in full in 2020. Looks like I'll have to give my checking account some love and try in a year. Hopefully at that time, I can try and get a Goodwill through on Cap1 and just let all of my accounts age. 

Self Secured Visa - $2,000 (1/20), closed 8/21 and deposit returned
USB Secured Visa - $2,500 (9/20)
Apple Card - $2,950 (4/21)
Langley FCU - $2,500 (8/21)
Amex Gold (9/21)
Amex BCP - $2k (9/21)
Venmo- $9k (9/21)
Credit Strong Loan - $1k w/$0 balance (opened 4/21, paid 1/22)
Self Credit Builder Loans - two loans paid and closed
FICO 8 Scores Sep 2021
698 EX (4 inq-1/12)
688 EQ (2 inq-2/12)
695 TU (3 inq-2/12)
AZEO
Message 5 of 5
0 Kudos
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