@Anonymous wrote:
Hey myFico'ers ...questions/feedback:
Applied for the Blispay Visa on 5/20 (early morning). Got message that they needed to speak with me. Called this morning (hours were only Mon-Fri etc...) Verified a couple of items on EX report, they asked to verify address and 2 creditors etc.
Rep told me the application was pending and I would get a decision by email in 3-5 days? Should I assume this was declined? My EX score was 696 at time of app with only one inquiry (Chase pulled it 5/19 for a CLI) in the last 6 months at time of app.
***UPDATE: just got email of approval, lower SL of $2,000 anyone have experience reconning the initial SL?
Congratulations on the approval! I don't know for sure myself, not being (yet) a Blispay customer (though I'm thinking on it), but I'd assume they follow the general 7-10 day pattern for denial letters. IIRC 3-5 days is the timeframe used by a number of other lenders for approvals when they need to take time to gather extra information to complete processing the application.
