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Blispay decline reasons

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woodyman100
Valued Contributor

Re: Blispay decline reasons

They told my ex-wife she was ugly
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Message 11 of 15
Anonymous
Not applicable

Re: Blispay decline reasons

Yep!
I was asked for my income when I applied, and I had applied after the intial rush.
It was after they had stopped applications, and reopened them after a day or two.

And thank you for the link ;-D!!!!!!!!!

Message 12 of 15
zerofire
Valued Contributor

Re: Blispay decline reasons


@CreditCuriousity wrote:

Unable to identity information is another big one for them


I just tripped over this one myself. The reason is complete garbage if you ask me.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
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Message 13 of 15
zerofire
Valued Contributor

Re: Blispay decline reasons


@CreditCuriousity wrote:

@Anonymous wrote:

I'm waiting for my letter. Got denied on end of an app spree and only pulled trigger with hopes of HTL. Anyone know when you can reapply? Or has it not been around long enough to establish that?


6 months to reapply 


Actually I was just told that it is only a mere 60 days by the CSR.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 14 of 15
Anonymous
Not applicable

Re: Blispay decline reasons

Don't believe anything a CS rep says from any company, much less a startup one like Blispay where they are even less experienced.

 

I had a CS rep tell me a few weeks ago when I asked why my Amex FICO score hadn't updated in 3 months (when most people reference it updating monthly) and the CS rep told me it only updates when something negative happens to your credit reports.  LOL.  So basically if you go a year of building up your credit profile with zero negative information your score will never update and just stay the same.  I was like "oooooh ok thanks" and ended the conversation.  Some of them are just absolutely clueless.

Message 15 of 15
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