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Bloomingdales Amex CLI grrrr

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GApeachy
Super Contributor

Re: Bloomingdales Amex CLI grrrr


@ocheosa wrote:

The denial reason: "Total amount of recent credit limit increase requests with us or an affiliate."

 


Am I the only one calling in every single time?  Do y'all call in?    My last cli on Macy's (yesterday) showed this same reason since last week.  I have never been successful requesting a cli online, always get the call in message.

My Take Home Pay Don't Take Me Home
Message 21 of 32
ocheosa
Valued Contributor

Re: Bloomingdales Amex CLI grrrr


@GApeachy wrote:

@ocheosa wrote:

The denial reason: "Total amount of recent credit limit increase requests with us or an affiliate."

 


Am I the only one calling in every single time?  Do y'all call in?    My last cli on Macy's (yesterday) showed this same reason since last week.  I have never been successful requesting a cli online, always get the call in message.


I haven't seen the call in message since I passed 60 days. I called in the day of approval to attempt a higher SL, was told I could try at activation. Called the day I received the card and was told they would need to do a HP, I quickly bowed out and continued to try online until the form finally loaded at 60 days. But I remember reading another member also required call ins. It's obvious the SOPs are individualized and would seem a profile is created after the initial application x first few CLI attempts (eg: amount , time , hp/sl, call/online, cap limit ). Just theorizing, who knows what computer algorithms use to determine account parameters.

[9/25] Scores 8/9: 7-800s. Util: ≤ 1%. AoOA: 18.2y, AoYA: 10m. New Acct: 1/12, 1/24. Inq/12: EQ 0, EX 0, TU 0.
TCL $703.5K: Personal $572.5K, Business $131K.
Message 22 of 32
M_Smart007
Legendary Contributor

Re: Bloomingdales Amex CLI grrrr

@GApeachy, PatienceSmiley Wink

 

Message 23 of 32
Jnbmom
Credit Mentor

Re: Bloomingdales Amex CLI grrrr

@GApeachy 

 

I never call in I just wait for the CLI info page to pop up . My Macy's Amex hits 31 days on Wednesday. I will see if I am able to request one online and just keep plugging away at Macy's if they grant me one.

 

Dh's Macy's went from 1K SL to 22.5 in a matter of months 👍

EXP 780 EQ 796 TU 810
Message 24 of 32
GApeachy
Super Contributor

Re: Bloomingdales Amex CLI grrrr

Oh Sistah! @Jnbmom  I'm on a roll here girl!  As you say, "I've been culling" and boy does it feel good.  A little SPRING CLEANING OUT OF SEASON.

So I figured my chances to grow ONE store amex is better than trying to grow TWO store amex cards....and it's really annoying playing these two cards against each other.  So guess what I did?

In 30 or 40 days Macy's will let me know what I did....we shall see when I hit that Heart button.

 


    You crack me up! @M_Smart007 

 BRAAAAAP.png

I can only catch one cog! Smiley TongueSmiley Very HappySmiley LOL  BRAAAAAP!

My Take Home Pay Don't Take Me Home
Message 25 of 32
M_Smart007
Legendary Contributor

Re: Bloomingdales Amex CLI grrrr


@Jnbmom wrote:

@GApeachy 

 

I never call in I just wait for the CLI info page to pop up . My Macy's Amex hits 31 days on Wednesday. I will see if I am able to request one online and just keep plugging away at Macy's if they grant me one.

 


my-fingers-are-crossed-smiley-emoticon.giffor your 31 day CLI ..

 

 

Message 26 of 32
GApeachy
Super Contributor

Re: Bloomingdales Amex CLI grrrr


@M_Smart007 wrote:

@Jnbmom wrote:

@GApeachy 

 

I never call in I just wait for the CLI info page to pop up . My Macy's Amex hits 31 days on Wednesday. I will see if I am able to request one online and just keep plugging away at Macy's if they grant me one.

 


my-fingers-are-crossed-smiley-emoticon.giffor your 31 day CLI ..

 

 


^^^that plus toes and eyeballs for ya too.

My Take Home Pay Don't Take Me Home
Message 27 of 32
Jnbmom
Credit Mentor

Re: Bloomingdales Amex CLI grrrr

@GApeachy 

 

Welp got the call in screen 😞so I am gonna wait patiently until the CLI online appears 😕

EXP 780 EQ 796 TU 810
Message 28 of 32
GApeachy
Super Contributor

Re: Bloomingdales Amex CLI grrrr

@Jnbmom   why don't you just call in.  It's painless; promise ya!   I have had to call in every single time.  The only hp I took was the first one, I rushed it.  The second was a sp and half size of the first cli but that's cool.

My Take Home Pay Don't Take Me Home
Message 29 of 32
Jnbmom
Credit Mentor

Re: Bloomingdales Amex CLI grrrr

@GApeachy 

 

My reports are all frozen because of a potential fraud thing so I will just wait it out as usual 😂

EXP 780 EQ 796 TU 810
Message 30 of 32
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