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Blue cash everyday

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Anonymous
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Blue cash everyday

So I had decided no apps this year. After my chapter 13 discharged in Feb I bought a new car at a better rate that I thought I would get and amassed 5 credit cards increased my score to 670 according to discover. And then tonight at work I was bored waiting for parts I was playing on my phone and ended up on amex pre qualify site I had checked several times before and nothing but this time it says I'm pre qualified for blue cash everyday backed out didn't app but I'm wondering how accurate this is?
Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Blue cash everyday

I actually applied for it last night and got approved for $500. My credit score isn't that good, I'm currently building it.
I suggest that you go for it, you never know!
Message 2 of 5
Anonymous
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Re: Blue cash everyday

If you already decided no apps this year, you already have the answer as to what you should do.

 

As far as your approval chances, do a browser search for credit pulls database and just look at the scores/profiles of those that were approved/denied for the card you're interested in and that will give you the best possible snapshot of your approval odds.

Message 3 of 5
JustBPatient
Established Contributor

Re: Blue cash everyday

Totally agree with BBS, hold tight.  With a higher score, you will get a better starting line and apr.  Revisit Amex when you are near or above 700!!  Good luck, whatever you decide!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 4 of 5
Anonymous
Not applicable

Re: Blue cash everyday

Thanks guys solid advice looks like I wait
Message 5 of 5
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