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CCT (just canceled it, started with MyFICO), MyFICO and CK are not reporting an inquiry yet. It usually takes a day or so to pop up. I'll let you guys know. I'm sure if there's no HP then they will deny, which I'm totally OK with. If they HP and deny, then I'll be very sad
I have had my BoA Cashrewards for 5 months and today I saw the credit line increase button shows up. I enter the information and click submitted. I requested for $2,500 credit line and I received a 7-10 days message and possibly 30 days for further review etc. This is my first time requesting CLI with BoA and I dont know whats the process is and
why does it takes time for review to get a credit line increase request? I dont get it. Can anyone give me some experience with BoA CLI request.
I saw that button today.... SL was $2500
When did you open your account?
I'm showing no inquiries across MyFICO, CCT, CK, etc..... no HP. Probably an immediate decline, but no HP so I'll take it. I've only had the account open for a month or so.
Just gotta garden!
@cmm89 wrote:When did you open your account?
I'm showing no inquiries across MyFICO, CCT, CK, etc..... no HP. Probably an immediate decline, but no HP so I'll take it. I've only had the account open for a month or so.
Just gotta garden!
I opened that one around March 20th, so 90 days ago. TU is 695 according to BoA's free score provider. UTI was around 32% across the board with some cards at zero, some a little higher. It was a HP on TU, confirmed within minutes on CK. Also, I have been giving this card a lot of use lately while I'm working in the Bay Area.Charged it up to about $1800, pay $1000, charge a little more, pay another $600, etc. The balance is $1058 on it when approved. Paid $400 cash payment in a branch 2 days ago.
Update.....
I saw the letter they sent and they used the CR from when the account was opened. I figured, the button is still there and they auto-pulled an old report. Submitted for $10K today... BOOM! Only 35ish days since the account was opened...
EDIT: And just like that... by FAR my largest limit and my first CC ever with a 5-figure limit-- $3,700 to $10,000.
Nice CLI - gotta love BoA, when they like you it shows