BoA Cash Rewards App with recent CP

alexvale · ‎12-15-2016

Wondering if it's possible to ask BoA to use the recent credit pulls they did for my BankAmericard approval or would it have to go through another HP...?

Seems like a good card to have in the pocket

EQ FICO - 835
TU FICO - 815
EX FICO 820

myjourney · ‎12-17-2016

Sorry no one helped

In most cases BofA will pull again they're a HP happy lender YMMV

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

alexvale · ‎12-18-2016

It's alright... someone mention in another of my posts that they might not pull another HP if you have one recent on file. I'm going to call Monday afternoon and speak with an Account Analyst and see what they say... hopefully it won't be the case.

EQ FICO - 835
TU FICO - 815
EX FICO 820

BronzeTrader · ‎12-18-2016

@alexvale wrote:
It's alright... someone mention in another of my posts that they might not pull another HP if you have one recent on file. I'm going to call Monday afternoon and speak with an Account Analyst and see what they say... hopefully it won't be the case.

You have to call, or they pull for each application.