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BoA Premium Rewards Advice?

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coldfusion
Credit Mentor

Re: BoA Premium Rewards Advice?

Whether or not you would see the HP would depend upon where you are looking.  The free services like CK and WalletHub only monitor TU and EQ, not EX. 

 

The Uber card is issued by BarclayUS which almost exclusively pulls from TU.   CK would pick up a HP. 

 

BoA pulls from EX for new card applications. 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 11 of 12
kudosalert
Frequent Contributor

Re: BoA Premium Rewards Advice?

i've been a BOA customer for a long time. no HP on my files for both of my cards from them.  but i also dont have access to my EX score. 

 

 


@Anonymous wrote:

Both the Cash Rewards and the auto loan were opened early 2018. For the CSP, I'm not sure what happened? It expired, but I'm not sure if I was removed as an authorized user or not. I don't believe it shows up on the credit reports.

 

The credit scores were from free services. The FICO was linked to my BoA account. 

 

I'm a bit confused too because it didn't seem like BoA did a hard pull on my credit? I had applied to the Uber credit card earlier and gotten a notification on my NerdWallet account that my credit score had gone down because of it, but there was nothing from BoA.


 



In my wallet:


In my desk:
Message 12 of 12
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