@pakratus wrote:
Does requesting a CLI early reset the clock with BoA?
I realized that I didn't wait 91 days for my last CLI request on the BoA CCR. I was denied on 9/3/24 and denied on 11/26/24. I'm over 91 days from 9/3/24 right now, but did the 11/26 request reset the timer? Do I need to wait 91 days from the most recent request?
It is 91 days between denials based on my own experience. But, I would call and ask for reconsideration.
Fico Scores: F9 EQ 791 TU 803 EX 781 (Oct 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite (USBANK retired this card this card in 2024).
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%. TCL Personal 333,163. Auto loan: SETF (estimated) initially owed 47000 / Current 32000 owed @ 60 months / 3.75% / April 2023 origination
