BofA CLI on Recon ?!

[Anonymous]

What is FIA card services ??

I just called back and talked to a senior analyst, she said "I'm going to approve you now for the $5000. She put me on hold and came back and said I'm fully approved for it now but because they were just closing, it won't reflect on my account until tomorrow ? Overnight perhaps ? I'm confused. Last CLI I got with them it took. Awhile after final approval too to show up as updated. Seems to be a BofA thing.

Vicky said I am fully approved lol -- I sure hope she really did "fully" approve me !

[willwar14]

FIA is a BofA owned company. Works almost the same as BofA, from what ive seen...

[Anonymous]

I'm so confused lol - I sure hope Vicki the senior analyst really fully approved that! The waiting game with BofA is no fun, although it usually works out nicely

[Anonymous]

BOA is strange but I like them very much. Had a low limit card opened 9/15.  Since it was a joint account, and my coapplicant was taking a HP for their cash rewards that I am an AU of, I decided to also take a HP. 

Computer offered 6.1k for the limit, and after calling in she said they'd approve the full amount I requested.  I was confused as to why I had to wait 24-48 hours for a call back to confirm it though. Very strange indeed.

[Anonymous]

*** UPDATE *** !!!

Callied in last night and spoke ot another analyst (Vicky, mentioned already) - she said she was FINAL APPROVING it, and said it would be avialabe today.  Well upon waking, still not there -- called in, the analyst said ti still was in FINAL REVIEW and needed a manager sign off....came back after 10 minutes with the dreaded "After final review, the CLI request is decline and will remain at $2000".  I nearly flipped, as I had a hunch this was going to happen -- I hate secondary reviews.  So, I sternly said "Im sorry but I am not accepting this, as TWO analysts approved me and the last one point blank said THIS IS YOUR FINAL APPROVAL!"  She spologized and got her manager to look it all over .....

ANDDDDDDD.....

5 minutes later she comes back and apologizes, and says her manager has OVERRIDDEN the denial, based on the 2 analysts approving me, and the $5,000 is available immediately !!!!  RECON SUCCESSFUL with BofA!!!!  ALWAYS fight for what you feel you deserve people ... there will always be that one jack@ss who wont approve you because they had a bad day, are tired, or just feel like denying someone ... ESCALATE !!!  Logged in with analyst still on the line, and BOOM: $5,000 !!!!  :-)  

Now off to get my airline tickets !  :-)  All's well that ends well lol

*Side note:  I also said "Now they better not turn around and take that back down to $2,000 based on that other guy who declined me, now that it is fully approved!"  She guarnateed that wont happen, and got her manager on who gave me his contact info as an aside :-)  

RECON makes me Wooooooooo!!

[Anonymous]

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@Anonymous wrote:

*** UPDATE *** !!!

Callied in last night and spoke ot another analyst (Vicky, mentioned already) - she said she was FINAL APPROVING it, and said it would be avialabe today.  Well upon waking, still not there -- called in, the analyst said ti still was in FINAL REVIEW and needed a manager sign off....came back after 10 minutes with the dreaded "After final review, the CLI request is decline and will remain at $2000".  I nearly flipped, as I had a hunch this was going to happen -- I hate secondary reviews.  So, I sternly said "Im sorry but I am not accepting this, as TWO analysts approved me and the last one point blank said THIS IS YOUR FINAL APPROVAL!"  She spologized and got her manager to look it all over .....

ANDDDDDDD.....

5 minutes later she comes back and apologizes, and says her manager has OVERRIDDEN the denial, based on the 2 analysts approving me, and the $5,000 is available immediately !!!!  RECON SUCCESSFUL with BofA!!!!  ALWAYS fight for what you feel you deserve people ... there will always be that one jack@ss who wont approve you because they had a bad day, are tired, or just feel like denying someone ... ESCALATE !!!  Logged in with analyst still on the line, and BOOM: $5,000 !!!!  :-)  

Now off to get my airline tickets !  :-)  All's well that ends well lol

*Side note:  I also said "Now they better not turn around and take that back down to $2,000 based on that other guy who declined me, now that it is fully approved!"  She guarnateed that wont happen, and got her manager on who gave me his contact info as an aside :-)  

RECON makes me Wooooooooo!!

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WOOHOOO Congrats!!!!!!!! U rock!

[OmarGB9]

Grats

[JR_TX]

@OP ;
Congrats on your successful recon! Btw, which no. did you call? EO or just the number on the back then ask for a credit analyst? I ask cuz I'm looking to recon my cli as well.

[Scupra]

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@JR_TX wrote:
@OP ;
Congrats on your successful recon! Btw, which no. did you call? EO or just the number on the back then ask for a credit analyst? I ask cuz I'm looking to recon my cli as well.

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