I was denied for the Bankamericard but counter offered for the same card just with a lower limit and none of the introductory offers. I actually thought it was for the 99/500 offer but no deposit was required. That's even better. I received the letter in the mail to accept the offer, sent it back last week, checked the app status today and they received it. Decision date is today 4/12 but it still says application is in review. Does it ever get updated to approved or do they just send out the card and it continues to stay as pending app in review?