Bread Cashback (AMEX)

[Zosimus]

Received preapproval letter offering 2% unlimited cash back and a $200 bonus upon spending $1,000 in the first 90 days from account open.

Apped and got HPs on at least EQ and EX. Did not get the best rate with 752 EX score.

APR 31.24% 

$6750 SL

Issuer appears to be Comenity Capital Bank

Correction: HP was Experian. No HP on Equifax or TUC.

[JoeRockhead]

Nice SL, congratulations on your Bread approval!

[Linnaea]

Hoping interest rates come back down.   

[BigBS]

Congrats on the approval! Need to move this thread to the Approvals forum.

[SUPERSQUID]

I have that card about one year. Its ok for small expenditures because interest rate is high but cb redemtion has many options and is easy.

My sl was 6k but after 6 months i requested a cli and got 2k to a total of 8k cl.

[MitchDeerfield]

I just got the Bread Cashback pre-approval letter with $200 sign up bonus for $1000 spend.  Will come in handy in March when I have to pay my federal income tax.

The interest rate is crazy high for me but I always pay in full every month, much to their disappointment. 

[SouthJamaica]

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@Zosimus wrote:

Received preapproval letter offering 2% unlimited cash back and a $200 bonus upon spending $1,000 in the first 90 days from account open.

Apped and got HPs on at least EQ and EX. Did not get the best rate with 752 EX score.

APR 31.24% 

$6750 SL

Issuer appears to be Comenity Capital Bank

Correction: HP was Experian. No HP on Equifax or TUC.

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Congratulations on your approval.

[BuckyB]

Never mind, I didn't realize this card was a comenity card

[Credithead86]

Did you have to email documents?

[youngandcreditwrthy]

I think the worst rate is like 35.24% on this card lol which is just crazy. That's first premier bank style robbery! lol