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C1 - Savor Rewards (Approved, Review, or Decline)

Shooting-For-800
Senior Contributor

Re: C1 - Savor Rewards (Approved, Review, or Decline)

Intererst rates are high for anyone right now.

Prequal is usually a very high chance of approval unless you have something odd going on.

Do you prequal for venture also?  

If so I would apply for the Savor since it means they qualified you for at least $5k (venture).

 

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Anonymous
Not applicable

Re: C1 - Savor Rewards (Approved, Review, or Decline)


@Shooting-For-800 wrote:

Intererst rates are high for anyone right now.

Prequal is usually a very high chance of approval unless you have something odd going on.

Do you prequal for venture also?  

If so I would apply for the Savor since it means they qualified you for at least $5k (venture).

 

GL!


Thanks for that tip, I never realized that the Venture had a minimum SL. I am considering going for either the Savor or the Marvel card later this year but I was worried about exposure, seems like a great way to know in advance!

Shooting-For-800
Senior Contributor

Re: C1 - Savor Rewards (Approved, Review, or Decline)


@Anonymous wrote:

@Shooting-For-800 wrote:

Intererst rates are high for anyone right now.

Prequal is usually a very high chance of approval unless you have something odd going on.

Do you prequal for venture also?  

If so I would apply for the Savor since it means they qualified you for at least $5k (venture).

 

GL!


Thanks for that tip, I never realized that the Venture had a minimum SL. I am considering going for either the Savor or the Marvel card later this year but I was worried about exposure, seems like a great way to know in advance!


 

Yep.  Venture min is $5k (99% sure) but VentureOne is lower.

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Anonymous
Not applicable

Re: C1 - Savor Rewards (Approved, Review, or Decline)

I had pre-qual for both Venture and Savor and today pulled the trigger on the Savor not realizing that my TU temp. lift on my freeze released early today rather than end of day. I was instantly denied :-(. Not for sure that is the reason, but where I was pre-qualifed for both with solid APRs I figured I had a great chance. I am calling in the morning (they were closed today) to see if that was the reason and if so, if they can use the pulls they already got today for EX and EQ and have them pull TU. If not, I don't think I will go for it again right now, it would mean burning a total of 5 HPs.

 

So frustrated over this one because I have been gardening and doing great!

RickNATL
Established Contributor

Re: C1 - Savor Rewards (Approved, Review, or Decline)

Yikes....
Anonymous
Not applicable

Re: C1 - Savor Rewards (Approved, Review, or Decline)

I applied on 3/7 got the 7-10 day review message. I called the 800 number and checked my app status and it said approved will recieve card in 10 business days. Great right? Wrong. I spoke with an agent to ask about my sl. She asked a couple verification questions and said the automated system has been giving misinformation and someone would be calling me in a couple days. So, I still haven't heard from anyone yet. I am so confused how the phone system is STILL saying approved. I guess I'm not sure if I'm approved, declined or pending.
Shooting-For-800
Senior Contributor

Re: C1 - Savor Rewards (Approved, Review, or Decline)

If you were prequalified, great chance you will be approved.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!