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CC Spree strategy

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RedKhaos
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Re: CC Spree strategy


@IcyCool7227 wrote:

I did want to ask another question. Everything went well getting approved for Citi DC. I think I'll wait a little bit into the 10th day (Monday) to be safe but would I almost certainly have a lower SL on the second Citi card (Rewards +) since I got approved for the DC card recently?


Congrats! Yes, that's very likely. I've 4 Citi cards and found my SL from them seem to be pretty similar and toward the lower end. It works well for me since I eventually want 3 DC and 1 Rewards+.

 

Waiting until day 9 is good idea. I did that when I applied for my Rewards+ after getting my Cash+ from US Bank. Just make sure your single card utilization is also modest to low (<30%) across the board when you apply or it could torpedo your 2nd Citi application.

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