CC companies that pulls only TU or EX?

[kc15146]

I am a newbie, establishing my credit for the first time. I am also an authorized user on one of my brother's credit cards. This cc is ONLY reporting on my TU & EX credit report, which shows my current scores of 743 and 758, respectively.

Based on your experience, can someone tell which CC companies pull only from TU or EX, with higher chances of approval for newbies like me? I have no debt, and I earn SSI.

[BudC2]

Try this post.  It helped me tremendously and I still reference it from time to time. 

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

[FicoMike0]

@BudC2 

Good info. I have used it too.

As to building new credit, here's my advice:

1. Get a card in your name.
2. Avoid sub prime lenders, better to get a secured card from a mainstream lender.
3. Don't mess up! One baddie cancels out years of good history.

[kc15146]

THANKS @BudC2 , really appreciate your response!