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Home Depot Pre-Approval Option Gone?

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Waldemar
Regular Contributor

Home Depot Pre-Approval Option Gone?

Has the option to get pre-approved for the Home Depot Consumer credit card suddenly disappeared? I can't find it anywhere anymore; it seems I can only apply now.

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $40,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $18,500 | Bread Rewards AmEx: $11,650 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,600 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,059.00

Rebuilding since June 2021.
Message 1 of 4
3 REPLIES 3
ways2go
Frequent Contributor

Re: Home Depot Pre-Approval Option Gone?

I can't seem to find it either.   I have noticed on Homedepot.com they are showing a 17.99 to a 29.99 % interest rate, but when you go into the terms for the card, it shows just a 29.99% interest rate.  The only rate they have is the 29.99.  It's been that way for months now.  

Message 2 of 4
Waldemar
Regular Contributor

Re: Home Depot Pre-Approval Option Gone?

@ways2go I have a feeling they may be coming out with a Visa or MC version, perhaps. A couple of weeks ago, I used the pre-approval tool, and for the first time in years, I was offered six times more than I would typically be offered. 

Credit Cards

Amazon Prime Store Card: $10,000 | Apple Card MC: $5,500 | Best Buy Visa: $3,000 | BCU Cash Rewards Visa Sig: $40,000 | BCU Travel Rewards Visa Sig: $15,000 | Bread Cashback AmEx: $18,500 | Bread Rewards AmEx: $11,650 | Capital One Kohls Visa Sig: $4,750 | Capital One Quicksilver WEMC: $3,000 | Capital One SavorOne WEMC: $25,000 | Express Credit Card: $4,050 | Famous Footwear Credit Card: $1,650 | FNBO Platinum Visa: $950 | Helzberg Diamonds Card: $6,000 | IKEA Projekt Credit Card: $6,600 | Macy’s Amex $9,000 | PayPal Cashback WMC: $20,000 | Sam’s Club Plus WEMC: $20,000 | Suncoast CU Rewards Platinum Visa: $10,000 | Target RedCard: $1,200 | Toyota Rewards Credit Card: $10,000 | Toyota Rewards Visa Sig: $9,000 | Truist Enjoy Cash Visa Sig: $8,000 | US Bank Cash+ Secured Visa: $500 | US Bank Platinum Secured Visa: $500 | US Bank Smartly Visa Sig: $10,000 | WF One Key+ WEMC: $9,000

BCU Unsecured LOC 5k

BCU Auto Loan $17,059.00

Rebuilding since June 2021.
Message 3 of 4
MitchDeerfield
Regular Contributor

Re: Home Depot Pre-Approval Option Gone?


@ways2go wrote:

I can't seem to find it either.   I have noticed on Homedepot.com they are showing a 17.99 to a 29.99 % interest rate, but when you go into the terms for the card, it shows just a 29.99% interest rate.  The only rate they have is the 29.99.  It's been that way for months now.  


Home Depot is very generous with giving you interest-free loans for up to 24 months, zero interest.

Message 4 of 4
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