CCCs With Automated Phone CLI Option

[ddemari]

Before i knew about the luv button on cap1 website circa late 2013.. I was always calling in the automated line. Never worked but the option was there hahah

[Anonymous]

Well thank you Soggie!    Just bumped that up to a bit under 200k.  No, not wealthy.  We're decorating our new home and really using the cc's for this.  Plus we have a small side business and it does well in the late spring, summer and early fall months.  HVAC equipment charges do well with these cards since you get the funds right back and can pif.  Have 4/5 in iPhone case & then rotate the others via hubby.  Serious swipe fanatic as I mentioned in other post.    Most vaca cards we only use during that time. And we won't pay those off as fast so that they can get some interest.  They're lined up and ready to go since everywhere I would like to vaca is booked for the next year.  

[Anonymous]

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@Anonymous wrote:

Is there a special care credit number for CLI or do you use the regular number?

In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
6/27-FICO: EQ - 789; TU - 781; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

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regular number on card.  verify account then once its done blabbing it will say you can hang up or say what you need. then say credit limit increase.

any other time I call in, i completely bypass all that talking by hitting 0# repeatedly, then it tries by social, then by phone number, then finally it transfers. I have timed both ways, and this cuts the time to get a real person on in half!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Is there a special care credit number for CLI or do you use the regular number?

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regular number on card.  verify account then once its done blabbing it will say you can hang up or say what you need. then say credit limit increase.

any other time I call in, i completely bypass all that talking by hitting 0# repeatedly, then it tries by social, then by phone number, then finally it transfers. I have timed both ways, and this cuts the time to get a real person on in half!

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Thank you, jfriend!

In my wallet: Venture 15k; Barclay Ring Platinum MC 12.5k; Discover 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BofA Travel Rewards 3.5k; BofA Travel Rewards 3.5k; BofA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 66,200. 7/1-FICO: EQ - 789; TU - 781; EX - 690; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 7; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

[SOGGIE]

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@Anonymous wrote:

Well thank you Soggie!    Just bumped that up to a bit under 200k.  No, not wealthy.  We're decorating our new home and really using the cc's for this.  Plus we have a small side business and it does well in the late spring, summer and early fall months.  HVAC equipment charges do well with these cards since you get the funds right back and can pif.  Have 4/5 in iPhone case & then rotate the others via hubby.  Serious swipe fanatic as I mentioned in other post.    Most vaca cards we only use during that time. And we won't pay those off as fast so that they can get some interest.  They're lined up and ready to go since everywhere I would like to vaca is booked for the next year.  

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Great!!! Sounds like you and your hubby have a solid, working plan.

[Anonymous]

Discover has a CLI option via the automated system. I beleive that if a CLI is available to you they will ask for information and do an increase; if one is not available then they will automatically try to transfer you to a representative at which point you can choose to hang up 

Hope that helps. 

[Existentialist]

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@SOGGIE wrote:

What are some of the CCCs offering the option to apply (request) for a CLI via automated telephone? Interacting with some CSRs can be stressful. I find that the use of chat, luv buttons, and phone automation can be more successful when requesting a CLI. Thanks in advance for any responses!

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@Most of the Sych cards for sure hav either luv button, chat or in some cases both built in to its account pages. It seems that the better CLIs are gained however via either chat or call. But if U arent really feelin dealing directly with CSRs (which I think we all can understand - lol) and no chat feature exists then luv button is always good for modest CLI @ very least. And as U may well know depending on the card in ? those Synch CLIs can be pretty significant (esp when received via chat).

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Is there a special care credit number for CLI or do you use the regular number?

In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
6/27-FICO: EQ - 789; TU - 781; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

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regular number on card.  verify account then once its done blabbing it will say you can hang up or say what you need. then say credit limit increase.

any other time I call in, i completely bypass all that talking by hitting 0# repeatedly, then it tries by social, then by phone number, then finally it transfers. I have timed both ways, and this cuts the time to get a real person on in half!

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Thank you bunches!  

[Anonymous]

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@SOGGIE wrote:

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@Anonymous wrote:

Well thank you Soggie!    Just bumped that up to a bit under 200k.  No, not wealthy.  We're decorating our new home and really using the cc's for this.  Plus we have a small side business and it does well in the late spring, summer and early fall months.  HVAC equipment charges do well with these cards since you get the funds right back and can pif.  Have 4/5 in iPhone case & then rotate the others via hubby.  Serious swipe fanatic as I mentioned in other post.    Most vaca cards we only use during that time. And we won't pay those off as fast so that they can get some interest.  They're lined up and ready to go since everywhere I would like to vaca is booked for the next year.  

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Great!!! Sounds like you and your hubby have a solid, working plan.

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Still trying!.  Would love your "excellent" scores!  

[Anonymous]

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@Anonymous wrote:

Discover has a CLI option via the automated system. I beleive that if a CLI is available to you they will ask for information and do an increase; if one is not available then they will automatically try to transfer you to a representative at which point you can choose to hang up 

Hope that helps. 

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Good to know & thanks!