I thought I had an answer to this in my notes, but I can't find it and I can't seem to find it perusing the forums.
So question is this:
Earlier this month I fell to 4/24. However I am waiting for the 25th month to pass to app for a CHASE card (CHASE FF). So lets say I app for the CHASE FF and I am approved, knocking me back up to 5/24. Per my notes, later next month (Mid March) another new account comes off my report, thus knocking me down to 4/24 again. If I wanted another CHASE card (waiting again to say April (25th month), would that be too soon to app again, or would it be wise to wait?
Knowing me, I probably wont app the 2nd time - nothing I really need since I have it covered with other cards. But I was just curious about the velocity. I forget if CHASE has the 30-day rule or not.
What ☝️ said
@Wavester64 wrote:I thought I had an answer to this in my notes, but I can't find it and I can't seem to find it perusing the forums.
So question is this:
Earlier this month I fell to 4/24. However I am waiting for the 25th month to pass to app for a CHASE card (CHASE FF). So lets say I app for the CHASE FF and I am approved, knocking me back up to 5/24. Per my notes, later next month (Mid March) another new account comes off my report, thus knocking me down to 4/24 again. If I wanted another CHASE card (waiting again to say April (25th month), would that be too soon to app again, or would it be wise to wait?
Knowing me, I probably wont app the 2nd time - nothing I really need since I have it covered with other cards. But I was just curious about the velocity. I forget if CHASE has the 30-day rule or not.
I wouldn't push it.
You can do it at 4/24 within 30 days, but I'd wait it out to avoid unnecessarily burning an inquiry.
