Hello Guys,
Applied for 100K CIP (Chase Ink Preferred) In-Branch offer this afternoon with a Paper App via BRM.. She said I should expect a decision in no longer than 10 days once she submit the application later today. I do not see any credit pulls yet. Does anyone know how much time does it take for paper application to go through and when they pull report and notify you with a decision? Reason I am asking is I am 5/24 right now but my last Merrill+ card opened on 09/13 is not yet reported to Credit Bureaus which makes me 4/24.
Also while she gave me the paper application to fill and sign she handed me a Pricing Information page which says fixed APR of 16.99% instead of a range. Does that mean I am preapproved? I know for personal cards this is the case usually but not sure about business cards as this is the first time I am applying for a business product.
