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CITI Aadvantage

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Anonymous
Not applicable

Re: CITI Aadvantage

From my knowledge, CITI doesn't have a recon except to write a letter

Message 11 of 14
JoeLuvsHisCredit
Valued Contributor

Re: CITI Aadvantage

So Sorry OP Smiley Sad

Message 12 of 14
csryang
Frequent Contributor

Re: CITI Aadvantage


@Anonymous wrote:

I did app.......INSTANT DENIAL,not gonna recon.......Time to garden

 

 

 

 

 

 

 

 

AMEX PBC-6K..AMEX DELTA GOLD 2K..CAP 1 QS-2250..CAP1 QS1-2350..DISCOVER-1500 CHASE FREEDOM-1K..BARCLAY REWARDS-1500..CREDIT1 700..SPORTSMAN GUIDE VISA-3800...GANDER MT,MASTER C -2K.. MERRIL LYNCH+.5K..OVERSTOCK-4800..WAYFAIR..3800 PIER 1-1000

......goals TU..750..EQ750..EX..780


 

Please see my other post on Citi Application/denial:

http://ficoforums.myfico.com/t5/Credit-Card-Applications/CitiBank-Credit-Card-denial-application-Data-Share/td-p/4823109

 

When you said 9 recent inquiries you meant within the last 6 months? 

Message 13 of 14
Anonymous
Not applicable

Re: CITI Aadvantage

Hey all, just wanted to add my experience with the Aadvantage app.  I applied and was denied.  Called their EO number listed in the Backdoor thread and spoke to someone who said they would send it back for another review.  When they didn't get back to me in the next 3 days I figured it was denied.  I decided to wait for the letter to see exactly what the reasons were.

 

The letter came in the mail stating the only reason was my *almost* 7 year old bankruptcy.  (It will be 7 years old in March).   I called the EO back again to see if anything could be done.  The very nice rep explained that I would never be approved for the Aadvantage card with a bankruptcy on my record that wasn't yet 7 years old.  I told her it would be 7 years old in March - she stated I can apply after that date passes and I would be considered.

 

So.... for anyone out there that is also post BK - the Aadvantage card is pretty much off limits until your BK is AT LEAST 7 years old - to the date!  FYI.

Message 14 of 14
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