@simplynoir wrote:I do not believe it will make much of a difference with Citi. If just going for a SP increase they usually don't give much out with average being around $1500-$2000 based on approvals. However, if you're going for more than that a HP will be used but at least you will possibly get more that way. IME I have been getting around ~$5k the few times I've asked for a HP CLI with Citi. I really don't see waiting being worth it unless you're willing to burn a HP then it might be worth holding on til Disco reports
Just to update, pulled the trigger since my disco statement closed, they doubled me from 4k to 8k
Mod note: I have a thread in approvals and will update that one as well. Just wanted to put the update here as a DP for those that had commented on this thread.
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CLI-spree-results/m-p/6428244#M779103
