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CITIBANK CREDIT CARDS

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Anonymous
Not applicable

CITIBANK CREDIT CARDS

What credit report does Citibank pull when applying for their cards?

Message 1 of 22
21 REPLIES 21
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

They just pulled TU

Message 2 of 22
b_diddy
Established Contributor

Re: CITIBANK CREDIT CARDS

I was double-puled, EX and EQ, for my Double Cash approval. YMMV.

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 3 of 22
baller4life
Super Contributor

Re: CITIBANK CREDIT CARDS

Pulled TU for me.
Message 4 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

They pulled Experian for my CLI/limit reallocation 10/2014.
Message 5 of 22
uswala
Senior Contributor

Re: CITIBANK CREDIT CARDS


@b_diddy wrote:

I was double-puled, EX and EQ, for my Double Cash approval. YMMV.


Same for me.

Message 6 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS


@Anonymous wrote:

What credit report does Citibank pull when applying for their cards?


TU Smiley Happy

Message 7 of 22
FinStar
Moderator Emeritus

Re: CITIBANK CREDIT CARDS

OP - any of the 3 and YEMV.  You can check the CB database to get some guidance on what pulls for your region.

Message 8 of 22
Anonymous
Not applicable

Re: CITIBANK CREDIT CARDS

Any of the three but my last two apps were Eq only. I'm in New York
Message 9 of 22
chalupaman
Super Contributor

Re: CITIBANK CREDIT CARDS

Depends on where you live and what card you're applying for.

 

They always pull from EX where I live for normal CC apps and I think for the best buy card, it's an EQ pull.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 22
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