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CLI - CSR or NFCU Flagship?

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Valued Contributor

CLI - CSR or NFCU Flagship?

What can I say, I need a few verbal opinions and/or lashings for this one and will fully utilize the boards opinions here.  In a nutshell, was thinking of two cards here, the Chase Sapphire Reserve and the Navy Federal Flagship.  Flagship is at 91/3 and was approved originally with a $10k approval.  CSR is exactly 11 months today, never had a CLI, and also started at $10.4k.

 

The question: Use a HP for the NFCU CLI, use the possible double HP on the CSR request, or none of the above? - Asking for a friend of a sister of a cousin's brother's mother's friend.



Message 1 of 10
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Established Contributor

Re: CLI - CSR or NFCU Flagship?

If I were your friend, removed 13 times of course for good measure, I’d take the Chase HP and try for Navy SP. Just putting it out there.
PERSONAL; Amex | BBVA | Capital 1 | Chase | Citi | Discover | NFCU | Synchrony | US Bank
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F8 Current EQ•718 | TU•779 | EX•714
Message 2 of 10
Community Leader
Super Contributor

Re: CLI - CSR or NFCU Flagship?


@Cred4All wrote:

What can I say, I need a few verbal opinions and/or lashings for this one and will fully utilize the boards opinions here.  In a nutshell, was thinking of two cards here, the Chase Sapphire Reserve and the Navy Federal Flagship.  Flagship is at 91/3 and was approved originally with a $10k approval.  CSR is exactly 11 months today, never had a CLI, and also started at $10.4k.

 

The question: Use a HP for the NFCU CLI, use the possible double HP on the CSR request, or none of the above? - Asking for a friend of a sister of a cousin's brother's mother's friend.


Got a kick out of this Smiley Very HappySmiley Very Happy so forgot what the question was and had to re-read it.

 

Oh I would definitely do the CSR first (once it's 12 months) and especially if that's the card you really want --to quote Chasing750--13X removed Smiley Very Happy, even if it may be 2-3 HPs. I say this because you're almost guaranteed for a CLI from NFCU and you can wait another month.

 

Just my 2cents.

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 3 of 10
Community Leader
Mega Contributor

Re: CLI - CSR or NFCU Flagship?

Chase is very unpredictable with HP CLIs. You may get nothing, very little or quite a bit 🤷‍♀️

 

 

EX 759 EQ 774 TU 753


Message 4 of 10
Valued Contributor

Re: CLI - CSR or NFCU Flagship?

All good information.. and I agree that if I were to opt for Chase initially on a CLI, shoud wait until August for the 1yr mark.  However, I know asking Chase for anything is like poking the bear, repeatedly, with less than guaranteed productive outcomes so... leaning toward a Navy CLI (But unsure what amount to ask for.) . I'll just continue to hope Chase steps up one day with an Auto-CLI.



Message 5 of 10
Regular Contributor

Re: CLI - CSR or NFCU Flagship?

do you need the CLI? looking at your profile, it looks like you have plenty of credit already. 


Message 6 of 10
Community Leader
Super Contributor

Re: CLI - CSR or NFCU Flagship?


@kudosalert wrote:

do you need the CLI? looking at your profile, it looks like you have plenty of credit already. 


It doesn't matter whether OP's friend of a friend of a friend needs a CLI or not!

 

As Bob Hope said, A bank is a place that will lend you money if you can prove that you don't need it.!

 

Enough said. Smiley Wink

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 7 of 10
Community Leader
Super Contributor

Re: CLI - CSR or NFCU Flagship?

Give a FU to Chase and go Plat on your Flagship babySmiley Wink.
#ChaseCreditCardHobby Enthusiast
2022
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Message 8 of 10
Senior Contributor

Re: CLI - CSR or NFCU Flagship?


@Cred4All wrote:

Asking for a friend of a sister of a cousin's brother's mother's friend.


Why didnt you just say the friend of your/their aunt?




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
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Community Leader
Super Contributor

Re: CLI - CSR or NFCU Flagship?


@Meanmchine wrote:

@Cred4All wrote:

Asking for a friend of a sister of a cousin's brother's mother's friend.


Why didnt you just say the friend of your/their aunt?


Because then it wouldn't have been a fun puzzle to exercise this old brain of mine. Smiley Wink I actually liked trying to figure out who this person was; in actuality, though, we really know it's the person behind the question Smiley Very Happy

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 10 of 10
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