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CLI--NFCU

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peghede
Valued Contributor

Re: CLI--NFCU

m8 u got it wrong... u re-app few days after declined if was too soon,like most of peeps app @ 91 / 92 days for some work for some work on day 98,yup. now  when u have allot from them ,cloc 15k ,loan or car loan,, 2 cards takes time to get cli to huge  lines on 2 cards.take it easy you'll get there.

Message 21 of 25
Anonymous
Not applicable

Re: CLI--NFCU


@peghede wrote:

@m8 u got it wrong... u re-app few days after declined if was too soon,like most of peeps app @ 91 / 92 days for some work for some work on day 98,yup. now  when u have allot from them ,cloc 15k ,loan or car loan,, 2 cards takes time to get cli to huge  lines on 2 cards.take it easy you'll get there.


I sent you a PM about this. I was certain I seen some guys say they were declined, recieved a letter, then reapplied few days later with  approval...I do have auto loan, cloc and  2 cards....

Message 22 of 25
peghede
Valued Contributor

Re: CLI--NFCU

u re-app few days after declined if was too soon reason only (read above)

 

Message 23 of 25
Anonymous
Not applicable

Re: CLI--NFCU

I recently requested a CLI on my Go Rewards card (CL is 9500 and is close max) but havent gotten a response or an increase.  I was asking for a CLI to reduce my utilization.  I think it said 1-2 business day.  2 days later, I still havent gotten a response, so ill assume it will be denied.  Today, i applied for the Cash Reward's card, and that was instantly approved for 2900.00.

Message 24 of 25
ebruno6869
Valued Member

Re: CLI--NFCU

I was denied a cli on the NFCU Amex (sl 500) on 12/20, I later realized I had waited 90 not 91 days. I read here that I could try for another card and might get approved even though the cli was denied. I applied for the NFCU cash rewards on 12/26 and was instantly approved for $15000.00 which has me shocked (its the highest line I have!). Today I tried for a Cloc and got the review message that said most were processed within hours (responce it said would be via text or email) Assuming denial on that and wondering if I should have waited 91+days from 2nd CC before applying for a Cloc

Starting Score: 677
Current Score: 729
Goal Score: 750


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