CLI

[Anonymous]

My scores are mostly in 670's. I have had my

Cap1 cards for a few months and was just  denied an increase.  I have friends and have seen many get an early increase.  I have been charging and paying off my cards a few times a month.  What am I doing wrong? 

[Anonymous]

What reason do they give you when they deny you? How old are the cards? And what cards are they? Capital One is just non-sensical most of the time.

[Anonymous]

It was after my second statement. They says account is too new. I have just heard of a lot of others getting a increase after that amount of time I guess I just have to be patient

[Ghoshida]

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@Anonymous wrote:
It was after my second statement. They says account is too new. I have just heard of a lot of others getting a increase after that amount of time I guess I just have to be patient

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With most Cap One cards, a good timeframe to expect CLI is 6 months. 

That said, it could also be your scores and credit profile. Do you have an idea of your friends' scores? You should not make credit calls depending on others unless your profile matches with them.

If you have no luck after 6 months, feel free to contact the executive office.

[Anonymous]

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@Anonymous wrote:
It was after my second statement. They says account is too new. I have just heard of a lot of others getting a increase after that amount of time I guess I just have to be patient

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Cap 1 is very weird.  Other have gotten a CLI after 2 months.  So keep using it and try the luv button every time your statement cuts to see if you get some luving..

[Anonymous]

I got a cli after 4 months on my first cap one card and 2 months + 2weeks on my second Casio one card. My hubby just got a cli via luv button at 2mos+ 2weeks on his first ever cc also cap one.